FCCI Mutual Insurance Holding Company

Senior E&S Underwriter

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of underwriting experience, preferably in Surplus Lines.
  • Strong analytical skills to assess complex insurance risks.
  • Proven track record of managing agent and broker relationships.
  • Familiarity with market trends and strategic pricing models.
  • Excellent written and verbal communication skills.

Responsibilities

  • Research and develop new classes of business to adapt to market changes.
  • Assess market viability and provide recommendations on endorsements and exclusions.
  • Review and evaluate risks submitted by agents for acceptability.
  • Analyze exposures and determine appropriate premium charges and contract wording.
  • Achieve production and loss ratio goals through effective portfolio management.
  • Handle policy maintenance and mid-term request audits with attention to detail.
  • Travel as needed to agent offices for training and marketing initiatives.

Benefits

  • Flexible work environment with a hybrid schedule option.
  • Paid family leave to support work-life balance.
  • Competitive PTO and holiday package for time off.
  • Recognition and bonus programs to reward performance.
  • Comprehensive medical, vision, dental, and life insurance plans.
  • Employee referral bonus program to incentivize team growth.
  • Paid volunteer time to encourage community engagement.
  • 401(k) match and profit-sharing for future financial security.
Full Job Description
We are currently seeking an experienced SeniorUnderwriter for our Surplus Lines division.

In this role, the underwriter will determine individual risk for acceptability, pricing, coverage, terms and conditions, by developing, analyzing and evaluating information and exposures on risks of a increasing complex technical nature with a high level of authority.

Additional responsibilities include:
  • Researches and develops new classes of business as directed. Researches market trends and competition.
  • Assesses market viability, suggest form wording on endorsements and exclusions and supports rate changes based on global strategy.
  • Reviews individual risks submitted by assigned agents to determine acceptability within company guidelines.
  • Analyzes exposures to loss, develops an adequate premium charge for the exposure, determines endorsements and exclusions to address loss exposures for the insurance contract, including developing manuscript wording appropriate to the risk.
  • Achieves team/individual production and loss ratio goals with assigned agents / brokers through sound book management and marketing.
  • Oversees or handles policy maintenance items and other mid-term requests, as well as conducting midterm policy audits.
  • Travels to agent offices as required for training, marketing or production visits. Assists with development of marketing ideas and strategies.

This role will can be located preferably in our Sarasota, FL corporate office or regional Glen Allen, VA location with a hybrid work schedule (3 days in office/2 remote). Will also consider other regional/office locations (Ridgeland, MS, Lawrenceville, GA, Richardson, TX, Carmel, IN) or remote within FCCI states.

In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes:
  • Flexible Work Environment
  • Paid Family Leave
  • Competitive PTO & Holidays
  • Recognition & Bonus Programs
  • Medical, Vision, Dental & Life Insurance
  • Employee Referral Bonus
  • Paid Volunteer Time
  • 401(k) Match & Profit-Sharing

The salary range for this position is $91,389-$140,737 annually. This salary range is an estimate and the actual salary will vary based on applicant's education, experience, knowledge, skills, and abilities.

Please apply via our website at www.fcci-group.com.

Drug Free Workplace (*Pre-employment drug screen is conducted for all positions)

About FCCI Mutual Insurance Holding Company

FCCI Mutual Insurance Holding Company is a holding company that provides commercial property and casualty insurance services. The company offers insurance products for businesses, including workers' compensation, general liability, commercial auto, and property insurance. FCCI Mutual Insurance Holding Company operates through its subsidiaries, which include FCCI Insurance Group, Monarch National Insurance Company, and American Mining Insurance Company. The company was founded in 1959 and is headquartered in Sarasota, Florida.
Learn more about FCCI Mutual Insurance Holding Company
Size
2,000 employees
Industry
Net Income
$50 million
5 Year Trend
+5%
Revenue
$1 billion

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