Affirm

Senior Director, Product Management (Financial Platforms)

Affirm • $305K — $375K *
US-AnywhereRemote in United States
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years of product management experience, including 3-5 years managing PM teams
  • Deep understanding of loan lifecycle mechanics and compliance
  • Extensive background in money movement and payments infrastructure
  • Previous experience in fintech, financial services, or banking
  • Strong technical skills with data models and APIs
  • Proficiency with AI-assisted tools for productivity
  • Exceptional stakeholder management abilities

Responsibilities

  • Lead and grow a high-performing product management team of 6-10 PMs
  • Own the multi-year strategy for Loans Lifecycle and Money Movement
  • Serve as the domain authority for loan systems and payment mechanisms
  • Drive cross-functional alignment among various departments
  • Enable platform scalability for international expansion
  • Measure and improve platform health through defined success metrics
  • Influence senior leadership on strategic priorities and tradeoffs

Benefits

  • 100% subsidized medical coverage for employees and dependents
  • Monthly stipends for tech setup and health/wellness options
  • Flexible time off and generous holiday calendar
  • Employee stock purchase plan (ESPP) at a discount
Full Job Description
About the role

Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Senior Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale.

What you'll do
  • Lead and grow a high-performing PM team. Build, mentor, and manage a team of 6-10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor.
  • Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure - ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against.
  • Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers - guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions.
  • Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record.
  • Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines.
  • Measure and improve platform health. Define success metrics - including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution - and hold teams accountable to the reliability and accuracy standards these critical systems demand.
  • Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize.

What we look for
  • 15+ years of product management experience, with at least 3-5 years managing and developing PM teams including people managers
  • Deep experience in loans or lending systems - you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it
  • Meaningful experience in money movement, payments infrastructure, or financial operations - you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand
  • Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus
  • Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments
  • Strong technical fluency - you're comfortable diving into data models and API discussions with engineers and holding informed opinions
  • Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team
  • Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously
  • Exceptional stakeholder management skills - you can align Legal, Finance, Engineering, and executive leadership around a common direction
  • Outstanding written and verbal communication; you tell crisp, data-driven stories to diverse audiences
  • Bachelor's degree in a related field or equivalent practical experience

Base Pay Grade - V

Equity Grade - USA 21

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, CT, NJ, NY, WA) per year: $340,000 - $375,000

USA base pay range (all other U.S. states) per year: $305,000 - $340,000

#LI-Remote

Remote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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