StoneX Group Inc.

Senior, Credit Risk

StoneX Group Inc.$95K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of experience in finance or commodity merchandising preferred
  • Strong analytical skills with ability to simplify complex data
  • Good judgment for risk assessment
  • Self-starter with entrepreneurial mindset
  • Excellent communication and interpersonal skills

Responsibilities

  • Independently analyze customers' financial strength and credit risks
  • Prepare credit reviews and set limits within authority
  • Assess and monitor the impact of commodity price volatility
  • Manage customer exposure to ensure compliance with limits
  • Collaborate with internal teams for business growth and risk mitigation
  • Review credit terms in legal agreements
  • Enhance credit policies and systems
  • Mentor junior Credit Analysts

Benefits

  • Flexible working environment with 4 days onsite and 1 day remote
  • High visibility and responsibility within a key business team
  • Exposure to diverse commodity markets and product types
  • Opportunity for professional growth and development
  • Collaborative team culture across various departments
Full Job Description
Position Purpose: The position will be a key member of the StoneX Credit Risk Team. The StoneX Credit Risk Team is responsible for the initial and ongoing underwriting of customers across StoneX’s multiple business lines as well as proactively monitoring and mitigating credit risks across the portfolio – with a focus on counterparty-level risk as well as broader industry and portfolio-wide risks.

 

The position exposes the Sr. Credit Analyst to various underlying commodity markets (from corn and soybeans to cocoa and coffee to crude oil and natural gas) and product types (from futures, options, and OTC structured trades to physical commodity merchandising) across the globe.  The position is integral to the business and offers high visibility, responsibility, and an opportunity for growth for the right candidate.

Responsibilities

Primary duties will include: 

 

  • Independently assess the financial strength and credit risks of customers by conducting financial statement analysis, assigning ratings through quantitative and qualitative analysis, and understanding the customer’s business, industry, and products and services offered by StoneX.
  • Prepare credit reviews and approve limits, if within Sr. Credit Analyst authority, or recommend limits to senior members of the Credit Risk Team or the Risk Management Committee, as applicable.
  • Anticipate and assess the impact of commodity price and market volatility on customer exposures, escalating emerging risks as appropriate.
  • Monitor and manage customer exposures to ensure compliance with established limits, including heightened monitoring and reporting on watch-list and workout accounts.
  • Partner with Front Office, members of the Risk Team, and other internal groups (e.g., Legal, Operations, and AML/Compliance) to support business development and growth, while mitigating credit risk.
  • Review and provide input on credit terms within legal agreements such as Guarantees, ISDAs, Netting Agreements, and Standby Letters of Credit.
  • Contribute to Credit policy/process improvements and support the development and testing of credit systems, reports, and processes.
  • Serve as a technical resource/informal mentor for Credit Analysts.
Qualifications

To land this role you will need:

  • Four or more years of applicable work experience, preferably within a financial institution or commodity merchandising company.
  • Strong organizational, analytical, and problem-solving skills, with the ability to distill complex information for credit and management decisions.
  • Ability to exercise good judgment in assessing opportunities and risk.
  • Self-starter and entrepreneurial.
  • Excellent interpersonal skills as well as verbal and written communication skills.

What makes you stand out: 

  • Knowledge of commodity risk management, futures, options, and OTC trading, and/or physical commodity markets is preferred.
  • Basic proficiency of SQL, Python, R, or other software package preferred.
  • Fluency in Spanish and/or Portuguese preferred, but not required.

Education / Certification Requirements:

  • Bachelor’s degree in Finance, Economics, Accounting, or related field.

Working Style:

 

  • 4 days per week onsite, 1 day per week remote
  • Ability to work in a fast-paced, dynamic team environment.

About StoneX Group Inc.

Stonex provides fabrication and installation of stone surfaces like kitchen countertops, bathroom vanity tops, and fireplaces. They provide products like white, marble, granite, travertine, onyx, limestone, and semi-precious stones. For inquiries, telephone and email contact are used.

StoneX Group Inc. Careers

Join the dynamic team at StoneX Group Inc., a prominent leader in financial services, where innovation meets expertise. At StoneX, we offer unparalleled job opportunities that propel your career forward in an environment fostering growth and leadership.

Work You’ll Do

At StoneX Group Inc., you will engage in transformative projects that redefine industry standards. Our team of professionals is dedicated to providing comprehensive financial solutions that empower businesses and individuals worldwide. By joining our team, you will collaborate with skilled experts to drive innovation and deliver exceptional results.

Explore a World of Opportunities

Whether you're seeking your first internship or a seasoned professional position, StoneX Group Inc. offers a spectrum of career paths across various disciplines. Our commitment to professional growth and diversity training ensures that every team member has the tools and knowledge to succeed.

Innovate and Lead

StoneX Group Inc. is at the forefront of financial markets, offering cutting-edge solutions that facilitate global trade and investment. Our leadership in the industry is driven by a culture of innovation and a relentless pursuit of excellence. Join us and lead the way in developing new strategies and technologies that impact the financial landscape.

Be Part of Our Team

Our team at StoneX Group Inc. is our greatest asset. We thrive on the diversity of ideas and experiences that each member brings. We are committed to creating a supportive and inclusive environment where every employee can achieve their potential. Enjoy benefits that enhance your life and work, comprehensive training programs, and opportunities for networking and career advancement.

Develop Your Career

StoneX Group Inc. is dedicated to your professional development. With access to advanced training programs and mentorship, you can expand your skills and take on challenging roles that enhance your career trajectory. Our supportive culture and emphasis on leadership development prepare you for future roles within the company and beyond.

Join Our Hiring Events

Discover more about the exciting career opportunities at StoneX Group Inc. by participating in our hiring events. Meet our team, learn about our culture, and find out how your skills and interests align with our needs. Prepare your resume, sharpen your interview skills, and get ready to embark on a rewarding career journey with us.

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Apply Now

Ready to take the next step in your career? Explore the current job opportunities at StoneX Group Inc. and apply today. Join us in shaping the future of finance, enhancing your career, and making a significant impact in the industry.

SEARCH STONEX GROUP INC. JOBS

Whether you are looking for an internship, a full-time position, or a leadership role, StoneX Group Inc. offers a path to success. Join us and be part of a team that values innovation, leadership, and diversity.
Learn more about StoneX Group Inc.
Size
3,300 employees
Market Cap
$1.9 billion
Industry
Net Income
$172.8 million
5 Year Trend
+17.5%
Revenue
$52.1 billion
NASDAQ

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