Full Job Description
ResponsibilitiesRESPONSIBILITIES:Supervisory responsibility for the Real Assets team including recruitment, training and day-to-day management of team members.Ensure that credit risks originated and managed by the Real Assets team are properly assessed, measured and managed at origination and as part of an on-going monitoring framework.Contribute to the definition of the Bank's credit policy guidelines and overall risk appetite.Identifying and understanding emerging risks in partnership with the business to ensure that these risks are well understood and adequately mitigated.Remain aware of the regulatory environment, its developments and application with ongoing contribution to related regional governance including policies and procedures. Ensure that the team understands and complies with applicable policies and procedures.Participate in various projects to enhance governance and comply with evolving regulatory requirements.Participation in New Product Committees to understand new business initiatives to ensure all relevant credit risks have been identified and that the related necessary governance is in place.Foster a strong partnership with the business. Profile requiredDIVISION DESCRIPTION: The Risk Management Department contributes to the sustainable growth of the Societe Generale group through its expertise, understanding of risks, and risk management techniques. The department's mission is to independently analyze, assess, manage and monitor risk-taking activities with the objective of achieving, together with the first line-of-defense, the best possible outcome for the bank. The department oversees the enterprise, strategic, credit, market, liquidity, operational, model, and other risks of the corporate and investment banking business activities.RISQ/CRE oversees the management of credit related to corporates, financial institutions and sovereign counterparties as well as country risk for the SG Group's activities.RISQ/CRE's duties include setting specific credit policies for each of the main businesses in conjunction with Senior Management, the businesses lines and other RISQ divisions where appropriate. These credit policies establish (i) the general criteria for the acceptability of credit requests for each client category and/or type of facility, and (ii) exposure limits.The Real Assets Team Head is responsible for overseeing all credit risks originated and managed in the Real Assets scope for the SG Americas perimeter, managing a target team of [7] Senior Credit Officers that review and monitor the credit risk on a broad range of counterparties and products. The scope includes Energy, Infrastructure, Data Centers as well as Trade Commodity Finance and Real Estate. The underlying assets include both vanilla and highly structured project or asset based financing across both trading and lending activities. The role is actively involved in setting the risk appetite for the institution, defining and adhering to appropriate standards for the approval and management of credit risk.SKILLS AND QUALIFICATIONS:Must Have: 1. 15+ years with management experience within the Real Asset Scope (project finance and asset-based finance)2. 8+ years of managerial experience of 4+ people3. Broad knowledge of risks impacting the Energy, Infrastructure - including data centers, Trade Commodity Finance and Real Estate sectors with a specific expertise in credit risk as it relates to these sectors4. Current knowledge of US markets and regulatory practices5. Strong analytical and credit judgment skills with a proven ability to understand complex transactions / processes 6. Demonstrated problem solving ability and capacity to work autonomously7. Strong ability to manage multiple projects and issues simultaneously 8. Strong collaboration skills both across the RISQ division and with other partners such as business lines, legal and compliance teams9. Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment10. Good English language writing skills, working knowledge of French is a plus11. Ability to work under pressure and to meet tight deadlines. Effective management of priorities12. Promoting innovation and creativity
