Well-rounded commercial lending experience, including commercial real estate (CRE) and commercial & industrial (C&I) lending.
Proven track record in new business development.
Desire to mentor and coach teammates as a peer leader.
Ability to provide accurate financial information for informed recommendations.
Commitment to the bank's core values and culture.
Engagement in continuous personal and professional development.
Responsibilities
Provide exemplary service to commercial customers regarding loans and banking products.
Make informed loan recommendations based on risk and capital analysis.
Identify new business and cross-selling opportunities across all bank services.
Develop and maintain professional relationships within the business community.
Monitor and manage the commercial client portfolio according to bank standards.
Mentor junior bankers and support their professional growth.
Champion collaboration with other departments to enhance client satisfaction.
Benefits
Professional growth opportunities in a challenging environment.
Engagement in community involvement.
Company culture focused on integrity, passion, and success.
Shift differential pay for bilingual candidates.
Full Job Description
The Senior Commercial Banker is responsible for contributing to Emprise Bank's commercial lending, business development, and portfolio management, as well as peer leadership and coaching.
A successful candidate will have:
Well-rounded commercial lending experience, including CRE and C&I
A demonstrated ability and drive to cultivate new business
The desire to serve as a peer leader, mentor, and coach to others on the team
Credibility to provide reliable and accurate financial information for recommendations
An understanding of and commitment to our values
Attitude and aptitude to engage in continuous development
Essential functions of the role:
Commercial Lending
Provide direct service to Emprise Bank commercial customers related to deposit, loan, and other products and services
Make loan recommendations within lending authority, structure loan financing based on risk consideration and capital requirements, and assist customers in obtaining specialized services from other bank departments as necessary
Business Development
Seek new business and cross-selling opportunities of all bank products and services
Maintain ongoing business relationships, develop, and maintain referral networks within business community, and achieve revenue growth targets and maximize operating capabilities, profitability, and strategic focus
Interact with centers of influence, diverse industry segments, community leaders, and senior business contacts
Establish and maintain effective and professional business relations with customer and trade professionals while maintaining and projecting the bank's professional reputation
Portfolio Management
Monitor and maintain new and existing portfolio of commercial clients in accordance with bank standards
Conduct periodic reviews on borrowing clients to monitor performance, identify issues, and restructure relationships to mitigate potential and future risk
Leadership
Provide mentorship and guidance to junior bankers and other team members, supporting their development and engagement
Champion cross-functional collaboration with internal departments to enhance client experience and ensure strategic alignment
Influence and contribute to business planning and departmental strategies through thought leadership and market insight
Support special projects as needed
Other duties as assigned within the scope and responsibility of the job
Requirements
Bachelor's degree in business required, or level of education that, together with industry experience, enables the applicant to meet the job requirements.
15+ years' experience in bank commercial lending is required.
Ability to analyze financial statements and extract key information from financial and business reports required.
Proficiency with large server-based application and standard desktop software required.
Benefits
In addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success. We also offer shift differential pay for bilingual candidates!
