The Senior Commercial Banker is responsible for contributing to Emprise Bank's commercial lending, business development, and portfolio management, as well as peer leadership and coaching.
A successful candidate will have:- Well-rounded commercial lending experience, including CRE and C&I
- A demonstrated ability and drive to cultivate new business
- The desire to serve as a peer leader, mentor, and coach to others on the team
- Credibility to provide reliable and accurate financial information for recommendations
- An understanding of and commitment to our values
- Attitude and aptitude to engage in continuous development
Essential functions of the role:Commercial Lending- Provide direct service to Emprise Bank commercial customers related to deposit, loan, and other products and services
- Make loan recommendations within lending authority, structure loan financing based on risk consideration and capital requirements, and assist customers in obtaining specialized services from other bank departments as necessary
Business Development- Seek new business and cross-selling opportunities of all bank products and services
- Maintain ongoing business relationships, develop, and maintain referral networks within business community, and achieve revenue growth targets and maximize operating capabilities, profitability, and strategic focus
- Interact with centers of influence, diverse industry segments, community leaders, and senior business contacts
- Establish and maintain effective and professional business relations with customer and trade professionals while maintaining and projecting the bank's professional reputation
Portfolio Management - Monitor and maintain new and existing portfolio of commercial clients in accordance with bank standards
- Conduct periodic reviews on borrowing clients to monitor performance, identify issues, and restructure relationships to mitigate potential and future risk
Leadership- Provide mentorship and guidance to junior bankers and other team members, supporting their development and engagement
- Champion cross-functional collaboration with internal departments to enhance client experience and ensure strategic alignment
- Influence and contribute to business planning and departmental strategies through thought leadership and market insight
- Support special projects as needed
Other duties as assigned within the scope and responsibility of the job
Requirements- Bachelor's degree in business required, or level of education that, together with industry experience, enables the applicant to meet the job requirements.
- 15+ years' experience in bank commercial lending is required.
- Ability to analyze financial statements and extract key information from financial and business reports required.
- Proficiency with large server-based application and standard desktop software required.
BenefitsIn addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success. We also offer shift differential pay for bilingual candidates!
