Bank of America Corporation

Senior Architect (Hands-On) - Client Servicing & Money Movement

Bank of America Corporation$140K — $205K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience in software engineering and architecture, focusing on AI/ML and distributed systems.
  • Proven track record in building enterprise-scale solutions within financial services or regulated environments.
  • Experience with Generative AI, LLMs, and agentic architectures.
  • Strong understanding of client servicing and money movement processes, such as payments and transfers.
  • Demonstrated success in taking AI solutions from proof of concept to production scale.

Responsibilities

  • Define the architectural vision and solution intent for complex business needs.
  • Create and maintain an architecture roadmap that aligns with product development.
  • Assist in system design and provide options for overcoming architectural challenges.
  • Lead discussions to design flexible and modular architectures and validate through proofs of concept.
  • Educate team members on best practices and technology standards necessary for innovative solution creation.
  • Support technology stack selection and product preferences for implementation.
  • Conduct design and code reviews ensuring all non-functional requirements are met.

Benefits

  • Industry-leading benefits and access to paid time off.
  • Resources and support enabling employees to contribute meaningfully to business and community growth.
Full Job Description
Job Description:

This job is responsible for defining an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services. Key responsibilities include defining the target operating environment, designing for client resiliency, assisting with solution design, and defining non-functional requirements. Job expectations include working with stakeholders and service providers aligned to the Business' strategic objectives, evaluating the impact of strategic design decisions, and contributing to the architecture roadmap.

We are seeking a highly skilled, hands-on Senior Architect to lead the design and delivery of next-generation, AI-driven agentic solutions across our Client Servicing and Money Movement portfolio. This role sits at the intersection of business transformation, advanced AI, and modern engineering, and is critical to driving intelligent automation, enhancing client experience, and reducing operational friction.

The ideal candidate brings deep technical expertise, strong architectural leadership, and a proven ability to design, build, and scale AI-powered platforms-while remaining actively engaged in hands-on delivery.

Responsibilities:
  • Works across the business, operations and technology to create the solution intent and architectural vision for complex solutions and prioritize functional and non-functional requirements into a technology backlog to enable the technology roadmap and functionality to support evolving capabilities and services
  • Contributes to the creation of the architecture roadmap of defined domains (Business, Application, Data, and Technology) in support of the product roadmap and the development of best practices including standardized templates
  • Clarifies the architecture, assists with system design to support implementation, and provides solution options to resolve any architectural impediments
  • Facilitates solution driven discussions, leads the design of complex architectures, and finds creative solutions through knowledge of domain, practical experiments, and proof of concepts while ensuring architecture is flexible, modular, and adaptable
  • Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions
  • Supports the team as needed to select the technology stack required for solutions and helps select preferred technology products
  • Performs design and code reviews to ensure all non-functional requirements are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability)


Key Responsibilities:
  • Architecture & Design
  • AI & Innovation
  • Hands-On Engineering
  • Business Alignment


Required Qualifications:
  • 10+ years of experience in software engineering and architecture, with recent focus on AI/ML and distributed systems.
  • Proven track record building enterprise-scale solutions within financial services or regulated environments.
  • Experience with Generative AI, LLMs, orchestration frameworks, and agentic architectures.
  • Strong understanding of client servicing and/or money movement processes (e.g., payments, transfers, ACH, wires).
  • Experience designing AI-driven workflow automation or digital assistants.
  • Knowledge of risk, compliance, and fraud detection in financial transactions.
  • Experience with agent frameworks such as LangChain, RASA, or similar.
  • Demonstrated success taking AI solutions from POC to production scale.

Technology Stack

Core Technical Skills:
  • LangChain / LangGraph
  • Market-available LLMs (e.g., OpenAI, Azure OpenAI, Anthropic, Mistral).
  • LLM & Agent Fundamentals: Candidates must deeply understand how LLMs behave, not just how to call an API.
  • Vector databases (FAISS, Pinecone, Weaviate, Azure AI Search)
  • Chunking strategies & embeddings
  • Hybrid search (vector + keyword)
  • Evaluation of retrieval quality
  • Java, Python
  • ReactJS / .NET
  • Spring Boot

Architecture & Cloud
  • Microservices architecture
  • Cloud platforms: AWS, Azure
  • Containers: OpenShift
  • MuleSoft
  • BPM/Workflow tools (e.g., Camunda)
  • RESTful APIs

Integration & Middleware
  • Event-driven architecture (Kafka, MQ)
  • API Gateways (Apigee, Kong, AWS API Gateway)
  • ETL and data migration tools

Key Competencies
  • Hands-on technical leadership
  • Strategic mindset with strong execution focus
  • Innovation and problem-solving orientation
  • Strong stakeholder management and communication skills
  • Ability to thrive in fast-paced, evolving environments

Success Measures
  • Successful delivery of scalable, AI-driven agentic solutions across the portfolio
  • Measurable reduction in manual effort and processing time
  • Improved client and advisor experience
  • Effective transition of POCs into production-ready capabilities


Skills:
  • Analytical Thinking
  • Architecture
  • Result Orientation
  • Solution Design
  • Technical Strategy Development
  • Application Development
  • Collaboration
  • Data Management
  • DevOps Practices
  • Risk Management
  • Agile Practices
  • Automation
  • Influence
  • Solution Delivery Process
  • Test Engineering


Minimum Education Requirement: Bachelor's degree or equivalent work experience.

Shift:
1st shift (United States of America)

Hours Per Week:
40

Pay Transparency details

US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101), US - NJ - Pennington - 1500 American Blvd - Hopewell Bldg 5 (NJ2150)

Pay and benefits information

Pay range

$140,500.00 - $205,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

About Bank of America Corporation

Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. It provides services in mergers and acquisitions, equity and debt capital markets, lending, trading, risk management, research, and liquidity and payments management. It was formed through the combination of the corporate and investment banking activities of Bank of America and Merrill Lynch following the acquisition of the latter by the former in January 2009. Bank of America completed the acquisition of Merrill Lynch & Co on 1 January 2009. Bank of America began rebranding all of its corporate and investment banking activities under the Bank of America Merrill Lynch name in September 2009. In April 2010, Bank of America Merrill Lynch appointed Christian Meissner as head of investment banking for Europe, Middle East and Africa. In April 2011, Bank of America Merrill Lynch integrated its corporate and investment banking operations into a single division. In October 2013, Bank of America Merrill Lynch was recognised as the Most Innovative Investment Bank of the Year in The Banker's Investment Banking Awards.

Bank of America Corporation Careers

Join the dynamic team at Bank of America Corporation, a premier global financial institution where innovation, leadership, and growth go hand in hand. As one of the largest banks in the world, we offer unparalleled job opportunities and a culture that values diversity, inclusion, and professional growth. Work You’ll Do At Bank of America Corporation, you’ll be part of a team that’s dedicated to making a real difference. Whether you’re helping families buy their first home, advising businesses on expansion, or developing cutting-edge financial technologies, your work will have an impact. Our commitment to leadership in the financial industry has never been stronger, and we need passionate, skilled professionals to lead our journey. Explore a World of Opportunities From entry-level positions to leadership roles, Bank of America Corporation offers a variety of career paths in areas such as investment banking, technology, marketing, and risk management. Our job opportunities span the globe, providing the chance to work alongside the best in the industry and develop skills that will propel your career forward. Internship Programs Kickstart your career with Bank of America Corporation’s internship programs. These opportunities provide hands-on experience and a chance to engage in meaningful work that complements your academic studies. Interns gain invaluable networking opportunities, receive mentorship from seasoned professionals, and learn about the culture and operations of a global financial leader. Benefits and Growth Bank of America Corporation is committed to the well-being and continuous professional development of our team members. We offer a competitive benefits package that supports the health, financial stability, and work-life balance of our employees. Our training programs and development initiatives ensure that every team member has the opportunity to grow and advance within the company. Inclusive Culture We believe our strength lies in our diversity. Bank of America Corporation fosters an inclusive environment where all employees can thrive. Through diversity training and a commitment to equal opportunities, we cultivate leadership and innovation that reflect the wide-ranging communities we serve. Join Our Team Are you ready to advance your career at a company that’s at the forefront of the financial industry? Explore the positions available at Bank of America Corporation and find where your skills and interests align with our needs. We are continuously hiring and looking for individuals who are curious, creative, and eager to drive change. Stay Connected Keep up to date with the latest from Bank of America Corporation Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that match your career interests and get insider tips that can help you during your application and interview process. Bank of America Corporation is not just a company—it’s a place where you can shape your future and the future of finance. Join us and be part of a team that’s redefining what a bank can be.
Learn more about Bank of America Corporation
Size
208,000 employees
Market Cap
$260.3 billion
Industry
Net Income
$17.8 billion
Founded
1998
5 Year Trend
-1.4%
NASDAQ

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