Risk Analyst

Fin

$90K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Economics, Computer Science, Data Science, or related field.
  • 5+ years of experience in fraud analysis, risk management, or financial crime prevention, preferably in fintech or digital assets.
  • Experience with fraud detection systems, transaction monitoring tools, and data analysis platforms (SQL, Python, R).
  • Strong knowledge of blockchain technology and digital asset regulations.
  • Experience with regulatory compliance, particularly AML and KYC standards.
  • Exceptional analytical skills and a problem-solving mindset.
  • Strong communication skills for articulating complex findings to diverse stakeholders.

Responsibilities

  • Develop and implement a robust risk management strategy for digital asset transactions.
  • Resolve flagged transactions and individuals quickly and efficiently.
  • File required suspicious activity reports to comply with regulations.
  • Monitor transaction data to detect fraud and emerging risks.
  • Utilize advanced data analysis and fraud detection tools to identify anomalies.
  • Create risk assessment models to evaluate the impact of fraud incidents.
  • Collaborate with engineering to design and implement fraud detection systems using machine learning.

Benefits

  • Opportunity to establish fraud detection frameworks from the ground up.
  • Direct reporting to the CEO, providing significant visibility and influence.
  • Collaboration with an engineering team to innovate fraud prevention technologies.
  • Focus on an evolving field with digital assets and blockchain.
  • Participation in incident response drills to enhance risk management practices.
Full Job Description
Role Overview

We are hiring our first Fraud/Risk Analyst to join our Risk & Compliance team . This role will focus on identifying, analyzing, and mitigating risks associated with digital asset transactions - including ACH fraud and compliance with applicable regulations like the Patriot Act and Bank Secrecy Act. This is a critical position, reporting directly to the CEO, and will require a combination of technical, analytical, and regulatory expertise to build a robust fraud detection and risk assessment framework from the ground up.
Key Responsibilities
  • Develop and implement a comprehensive risk management strategy tailored to the evolving digital asset landscape.
  • Take action to resolve automatically flagged transactions and individuals
  • File suspicious activity reports as required
  • Monitor and analyze transaction data to detect potential fraud, suspicious activities, and emerging risk trends.
  • Utilize advanced data analysis techniques and fraud detection tools to identify anomalies and potential security threats.
  • Create and maintain risk assessment models to evaluate the financial and reputational impact of potential fraud incidents.
  • Partner with the engineering team to design and implement fraud detection systems, leveraging machine learning and predictive analytics.
  • Ensure alignment with regulatory requirements, including AML, KYC, and digital asset regulations.
  • Draft detailed reports and dashboards on risk findings, fraud incidents, and risk mitigation strategies for senior leadership and stakeholders.
  • Lead cross-functional risk assessments for new product launches, ensuring security and fraud prevention measures are integrated into product design.
  • Stay abreast of emerging risks in the digital asset space, including regulatory changes and new fraud tactics.
  • Develop incident response plans for fraud detection and participate in incident response drills to assess and enhance our risk management framework.
Qualifications
  • Bachelor's degree in Finance, Economics, Computer Science, Data Science, or related field.
  • 5+ years of experience in fraud analysis, risk management, or financial crime prevention, ideally within fintech, digital assets, or blockchain environments.
  • Demonstrated experience with fraud detection systems, transaction monitoring tools, and data analysis platforms (SQL, Python, R).
  • Strong knowledge of digital asset platforms, blockchain technology, and stablecoin ecosystems.
  • Experience with regulatory compliance, particularly regarding AML, KYC, and financial crime prevention.
  • Exceptional analytical and problem-solving skills with a data-driven approach to decision-making.
  • Strong written and verbal communication skills, with the ability to clearly articulate complex risk findings to non-technical stakeholders.
Preferred Qualifications
  • Certifications such as Certified Fraud Examiner (CFE), Certified Risk Manager (CRM), or CAMS.
  • Experience with machine learning models for fraud detection and predictive analytics.
  • Familiarity with incident response protocols and risk mitigation frameworks in financial services.
  • Prior experience in a fast-paced startup or scaling fintech environment.

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