Job DescriptionFirst Hawaiian Bank is currently seeking a Retail Credit Supervisor to join the team in the Credit Administration Division.
Compensation:The pay range for the role is $120,000 - $162,000/year; commensurate with experience.
The level of the position will be determined by the hiring manager based on the candidate's qualifications.
Schedule:Monday - Friday 8:00AM - 5:00PM (hours may vary)
ResponsibilitiesThe Retail Credit Supervisor is a senior credit authority responsible for maintaining sound credit quality and underwriting discipline across the Bank's retail lending portfolios. The role provides leadership over credit policy, underwriting standards, delegated authorities, portfolio monitoring, credit exceptions, and emerging-risk identification, while partnering with retail lending units and other second-line areas including, but not limited to the Regional Credit Supervisors, Analytics Risk Management, the Risk Data Science Team, Enterprise Operational Risks' Loss Mitigation, Credit Analytics Reporting, etc. to ensure credit activities remain within the Bank's risk appetite and regulatory expectations.
QualificationsThe ideal candidate will have:- Bachelor's degree in business administration, finance,a ccounting, math, statistics or related discipline required
- Master's degree in business administration, finance, accounting, or comparable discipline preferred
- PCBS, RMA or other bank-specific training preferred
- Ten years of progressively responsible experience in retail lending, bank model risk management or similar exposure to consumer lending scoring methods required
- Extensive experience in retail lending, consumer credit risk management, portfolio analytics, and underwriting governance
- Strong knowledge of credit scoring, risk segmentation, portfolio monitoring, stress testing, and consumer credit products
- Experience managing portfolio quality, emerging risks, concentration risks, and loss mitigation strategies
- Knowledge of consumer lending regulations, regulatory guidance, and risk management best practices
- Strong leadership and influencing skills with the ability to provide effective challenge and independent credit oversight
- Strong quantitative, analytical and risk assessment capabilities
- Extensive knowledge of retail credit underwriting, portfolio management, and risk governance
- Excellent verbal, written, presentation and relationship management skills
- Ability to analyze complex portfolio data and translate findings into acitonable business and risk management recommendations
- Strong strategic thinking, decision-making, and problem-solving abilities
- Ability to effectively collaborate with senior management, business partners, and risk stakeholders across the organization
