Bachelor's degree in Business, Finance, or related field (or equivalent experience)
Minimum 3 years managing indirect consumer credit originations and underwriting, preferably in automotive or powersports finance
Proficient in MS Office Suite (Excel, PowerPoint, Word)
Comprehensive understanding of lending principles and regulatory compliance
Proven success leading a team of 7+ credit professionals
Exceptional communication skills for handling escalations and presentations
Collaborative leadership style adaptable to change and high-pressure environments
Responsibilities
Lead daily operations for credit application review and verification
Identify opportunities to improve processes and recommend policy updates
Develop and track key performance metrics for credit teams
Create and manage employee development plans for talent growth
Ensure compliance with federal and state laws, including FCRA
Support development of operational policies to manage risk
Collaborate across departments to support company-wide finance objectives
Benefits
401(k) and Profit Sharing
Fertility Benefits
37.5 hour work-week
Medical, Dental, Vision
Life and AD&D Insurance
Wellness Program
Short-Term Disability Coverage
Long-Term Disability
Student Debt Repayment Benefits
Ability to borrow Yamaha product
Full Job Description
Yamaha has an excellent opportunity for a Retail Credit Manager to join our Finance team in Kennesaw, GA. This position oversees daily credit underwriting operations for powersports and marine installment contracts and credit card accounts. This role leads a team of credit underwriters to ensure high-quality decisioning, consistent application of credit policy, and compliance with all applicable regulations.
What you'll be doing:
Lead daily operations for credit application review and verification, ensuring alignment with policy and business goals.
Identify opportunities to improve processes and recommend policy updates.
Develop and track key performance metrics across installment and revolving credit teams.
Create and manage employee development plans to foster internal talent growth.
Ensure compliance with federal and state laws, including the Fair Credit Reporting Act (FCRA).
Support development of operational policies and controls to manage risk and optimize workflow.
Collaborate across departments (funding, sales, QA) to support company-wide finance objectives.
What you need to be successful:
Bachelor's degree in Business, Finance, or related field (or equivalent work experience).
Minimum 3 years of experience managing indirect consumer credit originations and underwriting, ideally in automotive, RV, or powersports finance.
Proficient in MS Office Suite (Excel, PowerPoint, Word).
Willingness to travel overnight; occasional weekend travel for industry events.
Comprehensive understanding of lending principles, credit analytics, and regulatory compliance.
Proven success leading a team of 7+ credit professionals with a hands-on, results-oriented management style.
Exceptional communication skills and confidence handling escalations or group presentations.
Collaborative leadership approach adaptable to change and high-pressure environments.
Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms; as such, we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!
What's in it for you:
401(k) and Profit Sharing
Fertility Benefits
37.5 hour work-week
Medical, Dental, Vision
Life and AD&D Insurance
Wellness Program
Short-Term Disability Coverage (for hourly roles)
Long-Term Disability
Student Debt Repayment Benefits
Ability to borrow Yamaha product
Reports to: Department Manager
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About Yamaha Motor Corporation
Yamaha Motor Corporation is a Japanese manufacturer of motorcycles, marine products such as boats and outboard motors, and other motorized products. The company was founded in 1955 and is headquartered in Shizuoka, Japan. Yamaha Motor Corporation has a global presence with manufacturing facilities and sales offices in many countries around the world. The company is known for its high-quality products and innovative designs.
