The role

We are hiring a property underwriter to build our property franchise across both homeowners and commercial property, reporting directly to the Chief Underwriting Officer.

This role is much more than a referral desk. For much of what we intend to write, the submissions do not exist yet - because the product does not exist yet. You will design the product, find the distribution, secure the paper or the panel, and then underwrite it. Part program architect, part underwriter, part commercial builder: closer to a sales engineer than to a traditional underwriting seat.

We have an existing appetite for property in the renewables sector, and in areas where we can nudge towards energy efficiency in coverage and claims handling. We are trying to be innovators and first in class on new property coverage that rewards resilience, supports electrification and decarbonization, and closes the protection gaps opening up as buildings and the equipment inside them change faster than the forms that cover them. You will help decide which of those opportunities we pursue, and in what order.

What you will do

• Design programs end to end. Appetite, form and endorsement wording, underwriting guidelines, rating structure, referral triggers, limits and aggregate management.
• Build the distribution. Wholesale and retail brokers, program administrators, regional carriers, and channel partners.
• Structure the partnerships. Evaluate and stand up MGA arrangements; negotiate endorsements and supplemental products with admitted carriers; position GreenieRE on reinsurance panels where supporting another carrier's paper is the faster route to market.
• Choose the form factor. Standalone policy, endorsement, warranty, etc. : each carries different economics, filings, and sales motion.
• Own pricing with the CUO and actuarial. Exposure rating where credible data exists; structured judgment, benchmarking, and explicit assumptions where it does not.
• Build the technology. Data ingestion, third-party risk data, automated triage, quoting APIs, and portfolio monitoring - underwriting judgment encoded in systems, not spreadsheets emailed between people. Candidates should be extremely comfortable with leveraging AI without fully relying on it.
• Represent GreenieRE externally. Brokers, reinsurers, regulators, industry working groups, and mission-aligned capital.
• Close the loop. Bind, monitor, learn, revise - in weeks, not quarters.

What we are looking for

• Substantial property underwriting experience across homeownersand/or commercial property. Program or MGA experience is a strong plus.
• Evidence that you build rather than administer: a form you drafted, a program you launched, a class you priced first.
• Commercial presence. You are comfortable across the table from a wholesale broker, a carrier partner, a reinsurer, and a founder - often in the same week.
• Technical fluency. Engineering or other quantitative background is valued; no advanced degree or actuarial credential is required.
• Systems thinking. You can hold form language, rating, distribution economics, and capital consequences in mind at once, and design for scale and profitability rather than one deal at a time.
• Comfort with ambiguity and the willingness to write the first version of something and defend it.

Helpful, not required: surplus lines mechanics; catastrophe modeling; equipment breakdown, inland marine, or builders risk; distributed energy, storage, EV, or data center exposure; experience with a fronting or program carrier; working comfort with AI.

Why this job

• The whitespace is real. Nobody has good forms for the exposures we are moving toward. You will write the first version, and it will be used.
• No legacy anything. No monolithic policy administration system to work around, no book to defend, no product committee that meets quarterly.
• Direct line to the decision. You report to the CUO and work alongside the CEO. The distance between a good idea and a bound risk is measured in weeks.
• Real capital, real paper. Impact-funded and purpose-trust governed, pursuing a financial strength rating and building toward E&S paper, with the flexibility to reinsure admitted carriers where that is faster.
• The mandate is all three at once: profitable, scalable, and genuinely risk-reducing.

Proximity to Boston is strongly preferred. You need not live in the city, but you should be able to be in Boston 2-4 times per month without that being onerous, plus travel to broker, carrier, and reinsurer meetings.

Compensation commensurate with experience.

Benefits

• Medical/dental/vision/group life insurance
• 401(k) with company match
• Unlimited paid time off
• 12 paid holidays
• Hybrid work in Greater Boston
• Quarterly company events