Product Owner, AI & Analytics

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About the Opportunity:
Imagine helping build the next generation of AI-powered products that transform how Commercial Banking teams work, serve clients, and make decisions.

As a Product Owner within BMO's AI & Analytics team, you will operate at the intersection of business, technology, data, and user experience, turning complex challenges and strategic opportunities into solutions that deliver measurable business value.

You will partner with business leaders, relationship managers, sales professionals, data scientists, engineers, and product partners to identify opportunities, shape product direction, and drive AI-enabled capabilities from concept through delivery, adoption, measurement, and continuous improvement.

This role is ideal for someone who thrives in ambiguity, takes ownership, enjoys solving complex business problems, and is energized by turning vision into outcomes that create meaningful impact across Commercial Banking.

Product Owner, AI & Analytics

What if your next role wasn't about managing a backlog?

What if it was about taking complex business challenges and transforming them into AI-powered products that change how bankers work, how clients are served, and how decisions are made?

As a Product Owner within BMO's AI & Analytics team, you will help shape and deliver innovative products that leverage analytics, artificial intelligence, machine learning, and data-driven insights to solve meaningful challenges across Commercial Banking.

You will work directly with business leaders, relationship managers, sales professionals, data scientists, engineers, and product partners to identify opportunities, shape product strategy, and transform ideas into products that drive measurable business value.

This role is ideal for someone who enjoys shaping product vision, solving complex business problems, and leading products from concept through adoption and business impact.

What You'll Do

Turn Ideas Into Products

Take customer needs, business challenges, and strategic opportunities and transform them into products that create measurable business value.

You will help answer questions such as:

• What problem are we solving?
• Why does it matter?
• Who are we solving it for?
• What experience will create the greatest value?
• What should we prioritize first?
• How do we build something users will adopt and trust?

Starting with customer needs, business challenges, and strategic opportunities, you will help develop product strategies, priorities, and roadmaps that deliver measurable business outcomes.

Lead Discovery and Shape Product Direction

• Partner with business stakeholders to understand challenges, opportunities, workflows, priorities, and user needs.
• Facilitate discovery discussions that align stakeholders, challenge assumptions, and uncover opportunities for innovation.
• Gather and synthesize customer, business, operational, and data-driven insights to identify opportunities, evaluate alternatives, and inform product direction.
• Examine processes and workflows to identify opportunities for simplification, optimization, and improved business performance.
• Help stakeholders define, prioritize, and validate opportunities that create value.
• Challenge assumptions and ask thoughtful questions that help teams focus on the problems that matter most.

Apply Business Acumen to Drive Better Decisions

• Develop a strong understanding of Commercial Banking objectives, customer needs, operational processes, and strategic priorities.
• Evaluate opportunities through both a product and business lens, balancing customer value, commercial impact, risk, effort, and long-term benefit.
• Build credibility with business leaders by connecting product decisions to measurable outcomes.
• Help stakeholders evaluate trade-offs and investment decisions that maximize value.

Bridge Business and Technology

Act as the link between business stakeholders and delivery teams, translating business goals, user workflows, data requirements, and technology capabilities into clear product requirements.

Translate business needs into:

• Product roadmaps
• Product requirements
• User stories
• Acceptance criteria
• Prioritized backlogs

Ensure teams understand what needs to be built, why it matters, and how success will be measured.

Champion the User Experience

Advocate for end users throughout the product lifecycle.

Continuously evaluate how products can become:

• Easier to use
• More valuable
• More intuitive
• Better aligned to user workflows

Focus not simply on feature delivery, but on adoption, customer outcomes, and long-term value creation.

Drive AI Product Delivery

Work closely with:

• Data Scientists
• Data Engineers
• Software Developers
• Architects
• Scrum Masters
• Product Managers
• Business Stakeholders

to bring AI-powered capabilities from discovery through implementation, adoption, and continuous improvement.

• Balance customer value, business priorities, technical feasibility, and delivery timelines.
• Execute product priorities through established delivery processes and cross-functional team practices while maintaining focus on strategy and outcomes.
• Partner with delivery teams to ensure solutions align with business objectives and user needs.

Influence Without Authority

• Build strong relationships across stakeholder groups.
• Navigate competing priorities and align diverse perspectives to move decisions forward.
• Communicate effectively across business and technical audiences.
• Help teams make informed decisions that maximize business outcomes.

Success in this role requires strong communication skills, business credibility, intellectual curiosity, and the ability to unite teams around a common product vision.

What Makes Someone Successful In This Role

Ownership and Initiative

• You are proactive.
• You do not wait for perfect information.
• You take accountability for outcomes and consistently move work forward.
• You demonstrate resilience, adaptability, and a growth mindset.

Strong Critical Thinking

• You enjoy solving difficult problems.
• You can take abstract concepts and transform them into a clear product vision, structured requirements, and executable plans.
• You ask insightful questions and quickly identify what matters most.
• You use data, customer insights, research, and sound judgment to evaluate options and make informed decisions.

Product Mindset

• You think beyond requirements.
• You think about customers, adoption, outcomes, workflows, and long-term value creation.
• You connect customer needs, business objectives, data insights, and technology capabilities into cohesive product strategies.

Business Acumen

• You understand how organizations create value and how products contribute to business results.
• You can engage credibly with stakeholders and connect product decisions to strategic priorities, customer outcomes, operational improvements, and financial performance.
• Experience in financial services, banking, analytics, payments, lending, treasury, consulting, or related industries is highly valued.

Product Delivery Experience

• You have experience translating product strategy into execution through planning, prioritization, stakeholder alignment, and cross-functional collaboration.
• You understand product delivery practices, backlog management, release planning, and product development lifecycles.
• You know how to help teams execute effectively while maintaining focus on broader product goals and business outcomes.

Curiosity and Continuous Learning

• You enjoy learning new domains, technologies, and business concepts.
• You seek feedback, challenge assumptions, and continuously improve.
• You remain curious about emerging technologies, AI capabilities, customer needs, and business opportunities.

Qualifications

What You’ll Bring

• Typically 5-7 years of relevant experience and post-secondary education in a related discipline, or an equivalent combination of education and experience.
• Experience in Product Ownership, Product Management, Business Analysis, Consulting, Strategy, or related disciplines
• Experience translating business requirements into product requirements and user stories
• Experience working with cross-functional delivery teams
• Experience in financial services, banking, analytics, data products, digital products, or AI-enabled solutions
• Experience supporting Agile delivery teams

Nice To Have

• AI, machine learning, or advanced analytics experience
• Jira, Rovo, Confluence, Azure DevOps, or similar tooling experience
• Agile certifications or Product Owner certifications
• Commercial Banking or Treasury & Payments experience

Why This Role Is Different

This is not a role focused solely on requirements gathering or backlog administration.

This is an opportunity to help define and build the next generation of AI-powered capabilities that will transform how Commercial Banking teams engage clients, generate insights, make decisions, and create value.

If you enjoy taking ideas from whiteboard discussions to real-world products used by thousands of users, we'd love to hear from you.

Salary:

Pay Type:

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards