Principal Risk Specialist, CRA Strategy & Program Management
The CRA Strategy & Program Management (S&PM) team partners with lines of business across the enterprise to sustain Capital One’s longstanding Outstanding CRA performance. We maintain high data quality and control standards, and develop and support effective strategies with each applicable business. Most importantly, we manage CRA examinations by showing the bank examiners how Capital One effectively responds to the lending, investment, and service needs of the communities where we do business. We convey Capital One's comprehensive and durable approach to improving the financial well-being of low- and moderate-income people and neighborhoods.
The CRA Strategy & Program Management Data Management, Analysis, Technology & Automation (DATA) team seeks a highly analytical, self-directed, and dedicated professional to assume a pivotal technology risk management role. The successful candidate will contribute directly to maintaining the organization's record of Outstanding CRA performance by overseeing the accuracy and completeness of regulatory data workflows, ensuring rigorous quality assurance, and enforcing alignment with established technology compliance and information security control frameworks.
Responsibilities:
- Provide operational support for governance, risk management, and compliance control processes.
- Deliver strategic risk advisory services and oversight for technology-related operations, offering expert guidance across assigned business functions.
- Cultivate and sustain key stakeholder partnerships to foster cross-functional collaboration throughout the enterprise.
- Identify, monitor, and manage risk events and issues to safeguard the organization. Partner with relevant business units to execute remediation strategies.
- Maintain operational oversight to verify that assigned controls function as intended, ensure alignment with corporate policies and standards, and deliver specialized risk consulting.
- Conduct rigorous evaluations of control designs, execute effective challenges, and drive continuous control optimization.
- Collaborate with technology partners to enhance operational efficiency and advance process automation.
The successful candidate will have:
- Strong problem-solving, oral and written communication skills
- Strong organizational skills and ability to effectively prioritize
- Very strong attention to detail with the ability to focus on data and quality control
- Demonstrated ability to work independently, perform and influence others in a fast-paced environment
- Propensity to identify and assess potential risks in the processes
- Experience assisting in updating team policies and standards
- Programming and data visualization skills are preferred
- Fluency with SQL, databases, spreadsheets and presentations, including pivot tables, basic formulas, and charts
Basic Qualifications:
- Bachelors degree or Military experience
- At least 1 years of Technical Risk Management or Audit experience
- Proficient in Google Products and Microsoft Excel
Preferred Qualifications:
- At least 2 years of experience in governance, risk management or compliance roles
- At least 2 years of project management experience leading cross functional projects and programs in Risk
- At least 2 years of experience in the Community Reinvestment Act (CRA) field
- At least 1 year of experience with CRA Wiz or other CRA analytical products
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Plano, TX: $109,900 - $125,400 for Principal Risk Specialist
McLean, VA: $120,800 - $137,900 for Principal Risk Specialist
Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.