How you'll spend your time: - You will manage and monitor the commercial portfolio, recognizing and managing early warning signs for the portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reporting requirements , either monthly, quarterly, or annually. Fully analyze and confirm borrowing base and financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews to ensure the client loan is performing to standards as underwritten.
- Utilizing Microsoft Excel and Word, you will underwrite new and existing loan business, dissecting client relationships, trends, collateral short falls, cash flow, business and industry lists, to ensure the business checks out for a potential commercial loan.
- You will work closely with administrative staff to ensure all of the proper loan documentation is in place from a compliance perspective.
- You will provide recurring customer service to existing and prospective clients either through joint sales calls with Relationship Managers or direct correspondence with clients to ensure clarity to the loan relationship.
We're excited to talk with you if: - You have a bachelor's degree in Business, Accounting, Finance or related fields
- You have 7 years banking or equivalent regulatory/bank policy experience including credit analysis
- You have demonstrated knowledge of Commercial & Industrial lending
- You have Excellent communications skills both written and verbal
- You demonstrate a strong level of credit underwriting
This position was posted on 10/29/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.
Compensation Range:$81,864 - $120,406
The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
#LI-CH1
