JOB SUMMARY

Responsible for the portfolio management of the Corporate Banking division which includes Corporate-Syndicated, Project Finance and Middle Market segments. This role supports the Corporate Banking Team with dynamic portfolio monitoring & management, compliance with internal & regulatory standards, preparation of value-add strategic & ad hoc analyses, and providing exceptional client service.

Accountable for adhering to the Bank's BSA, AML, and Office of Foreign Asset Control (OFAC) applicable policies. Employee mus follow specific unit procedures develop in compliance with the policies. Employee is also responsible for reporting suspicious activity and/or transactions in accordance with the Bank's processes and comply with any mandatory BSA, AML, and OFAC training assigned.

ESSENTIAL JOB FUNCTIONS

Write by importance order, most important to less important.• Sample Guidelines: What they do, not how they do it. Also, it is what they do now, not what they will or might be doing in the future. Should not include unless it is a highly critical function. Statements that describe the main areas in which the role holder must produce results to achieve the purpose of the role. Begin each statement with an action verb, which describes a specific kind of behavior.

• Portfolio Oversight & Risk Management

• Monitor a diversified portfolio of corporate banking transactions on an ongoing basis to ensure credit quality, covenant compliance, and risk-adjusted returns.

• Conduct periodic portfolio reviews, identify early warning signals, and implement proactive mitigation strategies.

• Ensure timely submission of Quarterly covenant compliance reports and leveraged loan reports.

• Support the preparation and delivery of comprehensive portfolio presentations/analysis for senior management, highlighting performance trends, risk metrics, and strategic recommendations.

• Ensure adherence to credit policies, underwriting standards, and regulatory requirements.

• Maintain a comprehensive, up-to-date, portfolio overview file, tracking key performance/transaction metrics, portfolio balances, credit ratings etc. for effective portfolio monitoring and reporting.

• Maintain organized credit files, ensuring accuracy, completeness, and compliance with internal policies and regulatory requirements.

• Credit & Transaction Support

• Collaborate with Credit Analysts and Relationship Managers on the underwriting of amendments, waivers, refinancings and restructurings.

• Manage the loan closing process, ensuring accurate documentation, compliance with credit terms, and timely coordination with internal teams and external stakeholders.

• Oversee and coordinate the legal review process, ensuring timely engagement with counsel, accurate documentation, and compliance with regulatory and contractual requirements.

• Analyze complex credit and legal structures, including syndicated loans and project finance facilities.
  Client & Internal Stakeholder Engagement

• Serve as a point of contact for internal teams and external stakeholders, including agent banks and clients.

• Participate in client discussions, offering insights on post-transaction processes including closings, client services, and cross-sell.

• Participate in credit committees and pipeline meetings to assist in new deal execution and provide existing portfolio insights.

• Treasury & Cash Management Coordination

• Partner with Relationship Managers and Treasury teams to identify client needs for liquidity, payment solutions, and working capital optimization.

• Facilitate implementation and maintenance of treasury products and services, ensuring alignment with client operational requirements.

• Monitor utilization of cash management solutions within the portfolio and recommend enhancements to improve efficiency and strengthen client relationships.

• Strategic Contribution

• Identify opportunities to optimize portfolio returns and enhance risk-adjusted profitability.

• Contribute to the development of portfolio management strategies and credit risk frameworks.

• Active involvement and leadership on strategic analyses and ad hoc presentations.

• Support cross-selling initiatives and business development efforts within Corporate Banking.
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INTERACTION

• Homogenous - single country (1 region) •

EDUCATION LEVEL

Bachelor's degree in finance, Economics, or related field. Master's degree a plus. X

COMPETENCIES

Category Category Criteria for Executives / Management

Customer Focus Anticipate and provide service excellence to both internal and external customers.

Building Strong relations Establish, sustain, and foster both internal and professional contacts to build, enhance and connect to Firstbank services.

Communication Deliver clear, effective communication and take responsibility for understanding others.

Business Acumen Understand how the organization works, including, current and future policies, practices, and trends.

Problem Analysis & Solution Identify problems and conduct appropriate analysis involving others to search for the best solution.

Ownership Take initiative and assume personal accountability for goals, outcomes, and deadlines.

Vision & Values Understand the organization's vision and uphold the values in everyday work and actions.

At higher levels take long-term view and share with others the vision and the organization path ahead.

Collaboration & Teamwork Provide direction and leadership to help teams achieve goals and operate cooperatively.

Development (Personal & Others) Demonstrate curiosity for learning and perform activities to make the most of their skills and boost potential in self and others.

Change & Innovation Create a view of change as an opportunity and inspire others. Look for new ways to experiment with new ideas and approaches.

Empowering & Motivating Others The ability to create a positive environment and enable others to have ownership of their jobs and responsibilities.

Managing Performance At leadership levels set clear goals and expectations for excellence performance.

PHYSICAL DEMANDS

Activity Frequency (Percent of Time)

Little or no physical demand Not Required 0%

Moving of light weight material Occasional Up to 25%

Moving heavy weight material. Works in difficult work positions. Not Required 0%

Seated Continuous 75% or more

To walk, On foot Continuous 75% or more

Visual, Motor effort Continuous 75% or more

To pull ahead, to raise, to load Not Required 0%

To handle, to operate Not Required 0%

IMPACT ERRORS

• The impact of errors of this position could affect essential activities of administrative, operational or business nature that have a considerable economic impact.