About the Opportunity

Trez Capital is seeking a Commercial Real Estate Financial Analyst to join our U.S. Origination team in Dallas.

This role offers an opportunity to contribute throughout the commercial real estate loan lifecycle, from evaluating prospective transactions and developing financial models to assessing risk and supporting the underwriting and closing process. You will work closely with senior members of the Origination team and other internal stakeholders, transforming complex financial, property, and market information into clear insights that support disciplined lending decisions.

The successful candidate will bring strong commercial real estate knowledge, advanced financial modelling capabilities, sound judgment, and the ability to manage multiple transactions in a fast-paced environment.

What You Will Do

• Underwrite prospective commercial real estate loans by analyzing borrower financial information, property cash flows, rent rolls, operating statements, market data, and transaction documentation.
• Build and maintain property- and loan-level financial models, including cash flow projections, debt service coverage, loan-to-value, debt yield, sensitivity, and scenario analyses.
• Prepare term sheets, proposals, investment memoranda, and other materials supporting transaction review and approval.
• Conduct market and property research, including comparable rents and sales, vacancy, absorption, supply pipelines, and growth trends.
• Identify key credit, market, sponsor, property, and structural risks and recommend appropriate mitigants.
• Review borrower-provided models and assumptions for accuracy, completeness, and reasonableness.
• Coordinate due diligence with appraisers, legal counsel, environmental consultants, engineers, and other third-party professionals.
• Track due diligence requirements, organize transaction information, and help facilitate an efficient underwriting and closing process.
• Monitor assigned loans and update financial analyses, valuations, and pro forma assumptions when required.
• Prepare concise analyses and presentations for senior decision-makers and communicate findings clearly to internal stakeholders.
• Support portfolio, pipeline, and ad hoc analytical reporting for the Origination team.

What You Bring

• A bachelor's degree in real estate, finance, business, economics, accounting, or a related discipline.
• Three to five years of relevant experience in commercial real estate lending.
• Experience underwriting commercial real estate transactions and interpreting property operating statements, rent rolls, and market data.
• Advanced financial modelling and analytical skills, including strong proficiency in Microsoft Excel.
• A sound understanding of commercial real estate fundamentals, lending structures, valuation concepts, and key credit metrics.
• The ability to evaluate complex information, challenge assumptions, identify risk, and develop practical recommendations.
• Excellent attention to detail, accuracy, organization, and document management.
• Strong written and verbal communication skills, including the ability to present technical findings clearly and concisely.
• The ability to manage multiple transactions and competing priorities in a deadline-driven environment.
• A self-motivated and accountable approach, with the ability to work independently and contribute effectively within a collaborative team.
• Proficiency in Microsoft Office.
• Experience with Argus Enterprise or similar real estate analysis software is considered an asset.

Working at Trez Capital

At Trez Capital, our values of Trust, Respect, Excellence, and Zest guide how we work with one another and serve our borrowers, investors, and business partners. We value professionalism, collaboration, accountability, sound judgment, and a commitment to producing high-quality work.

This position is based in a professional, in-office environment in Dallas and involves regular computer-based work and periods of focused financial analysis. Occasional travel, property site visits, and attendance at meetings outside regular business hours may be required.

Compensation and Benefits

The anticipated base salary range for this position is $95,000 to $115,000 USD, depending on the successful candidate's experience, qualifications, and job-related knowledge.

In addition to base salary, eligible employees may participate in a discretionary annual bonus program. Trez Capital also offers a competitive benefits package, including:

• Company-sponsored health and dental benefits
• 5% company matching 401(k) program
• Paid time off and company holidays
• Professional development opportunities