We are seeking a Senior Credit Underwriter for the Consumer Lending Department.The Senior Credit Underwriter analyzes consumer loan applications and makes sound, timely credit decisions within established lending policies and authority. This role supports the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals. As a subject matter expert, the Senior Credit Underwriter provides guidance and training to underwriting staff, partners closely with internal business channels, and ensures lending decisions are communicated clearly and effectively while maintaining compliance with applicable regulations.
Highlights:- Make impactful lending decisions that drive portfolio quality, profitability, and growth.
- Serve as a trusted underwriting expert, guiding credit decisions and exception management.
- Coach and develop underwriters through training, onboarding, and ongoing mentorship.
- Partner with business channels and frontline teams to deliver outstanding service and results.
- Help shape underwriting operations, workflow efficiency, and future product initiatives.
- Work closely with leadership to support departmental performance, planning, and continuous improvement.
Experience:Required
- 5 years of progressively increasing lending experience
Education:Required
- High School diploma or equivalent experience
Preferred
Licenses & Certifications:Preferred
Skills & Knowledge:Required
- Extensive knowledge of credit and collateral underwriting standards
- Knowledge of federal lending regulations and underwriting rules
- Strong analytical and decision-making skills
- Ability to communicate credit decisions effectively to clients and internal stakeholders
- Ability to use sound judgment in complex underwriting situations
- Strong verbal and written communication skills
- Strong organizational skills
- Proficiency in Microsoft Office programs
Schedule: Monday-Friday, 8:30 am-5:30 pm
Level of Work: 2C
Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.
