Bachelor's Degree in Finance or Accounting (or equivalent experience)
5+ years of experience in warehouse lending business development
Credit training with ability to interpret financial statements and develop term sheets
Advanced customer service skills for managing client relationships
Knowledge of mortgage loan procedures and compliance requirements
Responsibilities
Develop new business relationships and a strong referral system
Analyze customer creditworthiness and mortgage loan merits
Serve as primary contact for new Mortgage Warehouse Lending relationships
Negotiate pricing and credit terms with clients
Participate in due diligence and application pre-screening
Engage in community affairs to boost bank visibility and business opportunities
Monitor economic, financial, and legislative events affecting lending
Comply with federal, state laws and internal policies
Report suspicious activity adherence
Benefits
Opportunities for professional development and upskilling
Engagement in community-driven projects
Potential for networking within the banking and finance sectors
Supportive work environment focused on compliance and ethics
Access to a well-established Mortgage Warehouse Lending portfolio
Full Job Description
Location: Remote
SUMMARY: The National Business Development Officer is responsible for generating new business and maintaining existing customer relationships in support of the growth of the Mortgage Warehouse Lending portfolio.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
Develops new business relationships and a strong referral system within the assigned market, resulting in significant growth of the portfolio and the Bank's market share in the Mortgage Warehouse Lending arena.
Collects and analyzes information that reflects the current creditworthiness of customers and the merits of mortgage loans they produce.
Functions as a primary point of contact for new Mortgage Warehouse Lending relationships.
Provides excellent customer service at all points of contact.
Participates in the negotiation of pricing and credit terms.
Participates in due diligence and pre-screening. Ensure that applications pre-qualify with all MWL program requirements.
Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on corporate and commercial lending activities.
Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
Adheres to Bank policies and procedures and completes required training.
Identifies and reports suspicious activity.
EDUCATION
Bachelor's Degree preferably in Finance or Accounting required. Alternate combination of education and experience.
EXPERIENCE
5+ years' experience in warehouse lending business development required
KNOWLEDGE, SKILLS AND ABILITIES
Must have credit training and the ability to interpret financial statements, develop term sheets, and make underwriting recommendations
ADDITIONAL INFORMATION:
Candidates residing in locations within BankUnited's footprint may be given preference.
Candidates residing in locations within BankUnited's footprint may be given preference.
About BankUnited
BankUnited, Inc. is a bank holding company headquartered in Miami Lakes, Florida, with 87 banking centers in 15 counties throughout Florida and six banking centers in the New York metropolitan area. BankUnited, Inc. provides a full range of banking services to individual and corporate customers through its subsidiaries, BankUnited, N.A. and BankUnited Investment Services, Inc. BankUnited, Inc. was founded in 2009 and is headquartered in Miami Lakes, Florida.
