DescriptionRemote | 200+ BPS Commission | Access to 100+ LendersBuild Your Business With More Ways to Say Yes.Your relationships drive your business. Your lending options should help you make the most of them.
At Modern Valley Home Loans, we give experienced loan officers access to competitive pricing, a wide range of mortgage programs, and responsive support so you can serve more borrowers, strengthen referral relationships, and close with confidence.
If you're looking for more options for your clients and more opportunity for your career, let's talk.
More Solutions for More Borrower NeedsServe homebuyers, homeowners, self-employed borrowers, and real estate investors with programs including:
- Conventional: Financing for primary homes, second homes, and investment properties.
- FHA: Low down payment options with flexible credit requirements.
- VA: Eligible veterans and service members may qualify with no down payment.
- USDA: No down payment financing for eligible rural and suburban buyers.
- 500 FICO Purchase & Refinance: Options for eligible borrowers with credit scores as low as 500.
- Down Payment Assistance: Programs to help eligible buyers cover upfront costs.
- DSCR Investment Loans: Qualify primarily using the property's rental income.
- Bank Statement Loans: Use bank statements to document self-employed income.
- New Construction: Financing to build primary homes and investment properties.
- HELOCs: Revolving credit secured by your home's equity.
- Rate-and-Term Refinance: Replace your mortgage to change its rate or term.
- Cash-Out Refinance: Replace your mortgage and access equity as cash.
- Reverse Mortgages: Eligible homeowners, typically 62+, can access equity without monthly mortgage payments; taxes, insurance, and upkeep remain required.
All programs are subject to lender guidelines and borrower eligibility. Availability varies by state, credit profile, property, and transaction.
Responsibilities$4b
Qualifications$4c
