Charles Schwab

Manager Liquidity Analytics

Charles Schwab • $130K — $155K *
San Francisco, CA 94112In-Person
Finance & Insurance
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 5+ years of relevant experience in a financial organization
  • Bachelor's degree required, advanced degree preferred
  • Advanced SQL skills for data extraction and anomaly detection
  • Excellent analytical and strategic planning skills
  • Strong understanding of liquidity regulations (LCR, NSFR) is a plus
  • Ability to build complex financial models and utilize statistical methodologies
  • Effective communication and interpersonal skills for cross-functional collaboration

Responsibilities

  • Assist in sizing liquidity buffer requirements and forecasting cash flow projections
  • Monitor daily customer activities and investigate transactions for liquidity impacts
  • Produce and assess daily Key Risk Indicators (KRI) for liquidity risk management
  • Maintain backend scripts to ensure effective liquidity risk capture
  • Develop and automate cash forecasting capabilities in partnership with the cash management team
  • Conduct analysis on customer deposit behaviors for liquidity forecasting
  • Support compliance monitoring of LCR/NSFR ratios through business analysis

Benefits

  • Bonus or incentive opportunities
  • Engaging work with internal and external partners
  • Opportunity for professional growth in a specialized field
  • Involvement in critical financial regulatory compliance efforts
  • Collaboration in a dynamic team environment
Full Job Description
Your Opportunity

The Liquidity and Funding Management group within Treasury handles liquidity and funding planning across the corporation and its subsidiaries, including our bank and broker-dealers. We monitor and ensure adherence to regulatory ratios including the Liquidity Coverage Ratio (LCR) and associated public disclosures, Net Stable Funding Ratio (NSFR), FR 2052a Liquidity Monitoring Report. We also monitor Liquidity Stress Testing (LST) to maintain robust contingent liquidity buffer and develop analytical tools to assist our business partners in analyzing the liquidity impacts of business decisions. This group is responsible for the design of company liquidity management policies, contingent funding planning, ensuring compliance at all times, and escalating issues to senior management as necessary. We work with internal and external partners on multiple ongoing examinations and audits of liquidity practices. This is an individual contributor role within the Liquidity Analytics group

What you have
  • Experience with data analysis and data interpretation, including experience with very large data sets;
  • Advanced SQL skill to extract information from various applications and systems and to identify and research anomalies
  • Excellent analytical, strategic planning, complex problem resolution and leadership skills;
  • Ability to translate complex business problems into discrete quantifiable components;
  • Knowledge of regulatory rules (LCR, NSFR, Enhanced Prudential Standards, Basel III, Liquidity Stress Testing), is highly preferred;
  • Bachelor’s degree required; advanced degree a plus;
  • 5+ years of related work experience in a financial organization;
  • General understanding of statistical methodologies and applications;
  • Basic knowledge of finance and accounting, particularly in the bank and broker-dealer space;
  • Advanced skills in Excel;
  • Knowledge of Python or other program language (AI tool) is a plus;
  • Excellent oral and written communication skills;
  • Ability to construct and utilize complex financial models;
  • Strong interpersonal and management skills with the demonstrated ability to build cross-functional relationships and to interact effectively with senior management;
  • Strong project management skills and the ability to organize and manage multiple, changing priorities;

What you'll do:

  • Assist in sizing liquidity buffer requirements and forecast BAU cash flow projections; identify liquidity gap to assist funding desk to form funding strategies;
  • Monitor customer daily activities, investigate large transactions to identify liquidity impacts and provide sweep and key balances prediction to assist cash management and liquidity planning
  • Produce, monitor, and assess daily Key Risk Indicators (KRI) and liquidity limit, recommend updates and changes as the business evolves and ensure liquidity risk is appropriately captured
  • Maintain the backend scripts, recommend updates and changes as the business evolves and ensure liquidity risk is appropriately captured
  • Partner with the cash management team, develop and automate cash forecasting capabilities
  • Research customer activities, deposit behaviors and provide insightful analysis for liquidity forecasting
  • Assist in monitoring the LCR/NSFR ratios and providing business analysis for ongoing compliance
  • Partner with the Liquidity Projects and Technology teams to review business requirements
  • Contribute to ad hoc analytical projects, primarily related to liquidity.

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Finance & Insurance
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ
SCHW
* Ladders Estimates

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