Veterans United Home Loans

Loan Officer - St. Louis Area

Veterans United Home Loans$85K — $300K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in direct sales, preferably in real estate or mortgage industries
  • Expertise in pipeline management with a focus on key performance metrics
  • NMLS licensing required (support provided for new hires)
  • Strong communication skills to educate and guide clients effectively
  • Experience in customer service or team collaboration in a fast-paced environment

Responsibilities

  • Engage with borrowers to understand their financial goals and provide tailored guidance
  • Run credit checks and assist in selecting suitable loan options
  • Educate borrowers on the loan process and help them secure favorable rates
  • Manage all necessary paperwork to ensure a smooth loan closing process
  • Collaborate with internal teams and external partners to enhance client service
  • Contribute to the team's overall success by supporting colleagues when needed

Benefits

  • Base salary plus uncapped commission structure, with high earning potential
  • Recognition and rewards for top performers
  • Opportunity for career growth, potentially earning over $300K within five years
  • Support in obtaining necessary industry licensing
  • Dynamic and collaborative work environment focused on helping veterans and service members
Full Job Description

While a specific degree or background is not required, this role is highly competitive and intended for individuals with established experience. We place greater emphasis on candidates with relevant expertise, such as direct sales and a proven track record in pipeline management, including the use of key metrics.

About The Role:

In this position, you’ll be assisting Veterans and Service Members navigate one of the biggest financial decisions of their lives—buying a home. As a Loan Officer, you're their go-to person from start to finish. You’re not just crunching numbers; you’re educating them about how VA loans work and guiding them through the entire process. Your people skills and ability to communicate really shine here because you’re balancing being super helpful with achieving sales goals. Our marketing team works hard to bring in fresh leads, most of the time, you’re calling people who are already interested rather than cold-calling strangers. It’s demanding, for sure, but there’s something really rewarding about knowing you’re helping someone secure their dream home.

Want a career where your effort truly pays off? In this base plus commission role, Loan Officers can earn over $85K in their first year, grow to approximately $200K+ by year three, and reach over $300K by year five. Earning potential is uncapped, with top performers earning well over $500K.

Here’s a snapshot of what you’d be doing:

  • Engaging with borrowers, understanding their goals, and providing expert guidance to ensure they feel informed, confident, and ready to move forward.

  • Running their credit through an online system and helping them find the right loan for their situation.

  • Walking borrowers through the loan process, explaining everything clearly, and helping them get the right rates and terms.

  • Handling all the paperwork and keeping the borrower’s file on track until the loan is officially closed.

  • And on top of that, you’d be contributing to the team’s success by jumping in wherever you’re needed. Collaboration with internal and external parties is critical to this role.

One important thing—you’d need to be NMLS licensed (but we can help you get that when you start).

About You:

  • Challenge Seeking: You demonstrate grit and resilience when navigating challenges, thriving in a fast-paced and agile environment.

  • Accomplished Adapter: Flexibility is in your DNA; you readily embrace change and creatively identify solutions to complex problems.

  • Efficiency Expert: You're a master of time management and efficiently prioritize your responsibilities to maximize productivity and effectiveness.

  • Growth Minded: Driven by success, you welcome feedback and possess a high capacity for learning, leveraging knowledge to enhance performance and development.

  • Master Communicator: You excel in communication, both written and verbal, and use your skillset to provide top tier customer service to borrowers and teammates.

  • Team Player: You thrive within a collaborative environment while maintaining a positive attitude in high pressure situations to achieve common goals.

  • Integrity First: You uphold the highest standard of honesty and transparency in all interactions, always doing what is best for all involved.

Interested? Apply Today!

Learn more about Veterans United on  and our career site at  vu.com/careers

About Veterans United Home Loans

Veterans United Home Loans is a mortgage lender that specializes in helping veterans and active-duty military members buy homes. The company was founded in 2002 and is headquartered in Columbia, Missouri. Veterans United Home Loans has more than 2,400 employees and operates in all 50 states. The company offers a variety of mortgage products, including VA loans, FHA loans, and conventional loans. Veterans United Home Loans has received numerous awards for its customer service and workplace culture. The company is committed to supporting veterans and military families through charitable giving and community outreach programs.
Learn more about Veterans United Home Loans
Size
4,000 employees
Industry

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