Job Title: Sr. Loan Officer
Are you an experienced loan officer ramping up your business? Are you a mortgage veteran looking to offload daily responsibilities so you can spend more time with clients and realtors?
NW Capital Mortgage is seeking a local Clark County WA Loan Officer to add to the team. NW Capital Mortgage is a Vancouver, WA based division of American Pacific Mortgage.
As a NW Capital Mortgage Loan Officer, you will have the support of 5 separate in-office teammates taking the best possible care of you and your clients.
- A Sr. Loan Processor with 10+ years of experience to get files to closing (no more processing your own files)
- A Sales Manager with 8+ years of experience reviewing your pipeline and CRM daily (your clients get the highest quality experience)
- A Loan Assistant reviewing your clients' applications, drafting loan estimates, and submitting files to processing (stay on the phone instead of in the file)
- An Administrative Assistant to help with printing documents, sending birthday texts, filing expense reports, writing thank you cards, and doing CRM tasks (no more busy work)
- A 10x Presidents Club Branch Manager with 20+ years of experience to coach you to the next level (learn from someone who has actually done it)
The Value Proposition:
- 100 - 120 bps per closed self-sourced loan
- 50 bps per closed branch generated loan
- Branch generated leads to give to your realtors
- A processor to get your loans to closing
- A team to do an initial pre-approval review of your clients for you
- A killer CRM that automatically checks in with clients over text (custom built)
- Sharp pricing (and price matching whenever possible)
- Conventional, FHA, VA, and USDA
- Down payment assistance (OR, WA, and national), non-QM, and even MNFD homes in parks
- Broker loans when necessary
- No need to hire and manage your own assistant(s) and processor(s)
Key Responsibilities:
- Originate Conventional, FHA, VA, and other residential home loans
- Prequalify clients for home purchases
- Structure clients' home loans and refinances
- Spend time with consumers on the phone and in person
- Prospect and market loan programs to clients and realtors
- Manage a pipeline of active and potential borrowers
- Attend in office team meetings and training periodically
- Maintain an active and valid NMLS MLO # through continuing education
Requirements:
- Active and current NMLS MLO #
- 3+ years of experience in the mortgage industry
- Track record of originating an average of 6 or more self-sourced home loans a quarter
- High school diploma or equivalent required (relevant college classes or degrees are beneficial but not essential)
- Self-starter with a strong work ethic
- Strong verbal and written communication skills
- Effective organizational abilities
- Excellent customer service over email, phone and text
- Detail oriented
- Proficient in Microsoft Office (Outlook, Word, and Excel)
- Experience with Encompass or similar Loan Originating Software
- Local to Clark County, WA or Portland, OR
Compensation and Benefits:
- Fully Commission based pay up to 120 bps
- Full-Time Hybrid Position
- 401(k) and ESOP
- Health, Dental and Visions Benefits
The Loan Officer will be required in the office for training and meetings but may spend many days working from home or out in the field.
