RLI Corp

Litigation Claim Examiner-Personal Umbrella (Bodily Injury Liability/Auto/Premises)

RLI Corp$80K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required, with 6+ years in legal or technical claims-related roles.
  • Experience with large exposure third-party liability claims preferred.
  • Strong knowledge of policies in high exposure states like Florida, Texas, and California.
  • Ability to work independently in a fast-paced environment.
  • Extensive familiarity with relevant case law and statutes in Florida, California, New York, and Texas.

Responsibilities

  • Handle Personal Umbrella Liability claims with a focus on investigation, evaluation, and monitoring.
  • Investigate and analyze complex coverage issues, writing appropriate coverage letters.
  • Conduct thorough liability and damages investigations for early exposure recognition.
  • Drive claims resolution through effective investigations and reserve evaluations.
  • Adhere to RLI's Best Practices when handling claims.

Benefits

  • Employee Stock Ownership Plan (ESOP) providing shares in the company.
  • Annual bonus plans to reward performance.
  • Automatic 3% company contribution to 401(k) retirement plan.
  • Paid volunteer time to support community involvement.
  • Flexible and hybrid work arrangements to promote work-life balance.
Full Job Description
Principal Duties & Responsibilities

-Proactively handle Personal Umbrella Liability claims (auto, premises and personal liability) with a detailed focus on claim investigation, evaluation, and monitoring of primary carrier activity to achieve optimum results. 
-Effectively investigate and analyze complex coverage issues and write coverage letters as appropriate. 
-Complete timely and thorough investigations into liability and damages for early exposure recognition. 
-Focus on claims resolution with timely and effective liability investigations and damage evaluations and reserve setting. 
-Handle claims in accordance with RLI's Best Practices.


Education & Experience


-Typically requires a bachelor’s degree and 6+ years of relevant legal or technical claims experience.
-Experience handling large exposure third-party liability claims on a primary/excess basis is preferable.
-Significant experience in effective handling of policy limit demands in states such as Florida, Texas and California.
-Must be able to excel in a fast-paced environment with little supervision.
-Effectively work with primary carriers and defense counsel and understand umbrella/excess handling and management of outside counsel.  
-Ideal candidate will have superior working knowledge of Florida, California, New York and Texas case law, statutes and procedures impacting the handling and value of liability claims. 


Knowledge, Skills, & Competencies

-Ability to use analytical methods in complex claim processes to find workable solutions.
-Ability to generate innovative solutions within the claims department.
-Ability to communicate findings and recommendations to internal and external contacts on claim matters.

Compensation Overview
The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.

Base Pay Range
$80,897.00 - $115,682.00

Total Rewards
At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.

Financial Incentives
  • Annual bonus plans
  • Employee stock ownership plan (ESOP)
  • 401(k) — automatic 3% company contribution
  • Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)

Work & Life
  • Paid time off (PTO) and holidays
  • Paid volunteer time off (VTO) to support our communities
  • Parental and family care leave
  • Flexible & hybrid work arrangements
  • Fitness center discounts and free virtual fitness platform
  • Employee assistance program

Health & Wellness
  • Comprehensive medical, dental and vision benefits
  • Flexible spending and health savings accounts
  • 2x base salary for group life and AD&D insurance
  • Voluntary life, critical illness, & accident insurance for purchase
  • Short-term and long-term disability benefits

Personal & Professional Growth
RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:
  • Training & certification opportunities
  • Tuition reimbursement
  • Education bonuses

Diversity & Inclusion
Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.

About RLI Corp

RLI Corp is an American property and casualty insurance company headquartered in Peoria, Illinois. The company, through its subsidiaries, provides various insurance products, including casualty insurance, property insurance, and surety bonds. RLI Corp operates in all 50 states and internationally. The company was founded in 1965 and has since grown to become a Fortune 1000 company. RLI Corp is known for its strong financial performance and has consistently been rated A+ by A.M. Best.
Learn more about RLI Corp
Size
890 employees
Market Cap
$5.9 billion
Industry
Net Income
$157 million
Founded
1965
5 Year Trend
+7.6%
Revenue
$983.6 million
NASDAQ

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