Moody's Investors Service

Let's begin! VP-Ratings (US Insurance) (13872)

Moody's Investors Service • $200K — $290K *
New York, NY 10025In-Person
Finance & Insurance
8 - 10 years of experience
4 weeks ago
Job Overview by Ladders

Qualifications

  • Strong financial analysis skills in P&C insurance sector
  • Deep knowledge of U.S. P&C insurance, reinsurance, and brokerage markets
  • Excellent written communication for credit research
  • Strong verbal skills for senior executive interactions
  • Proven ability to manage multiple priorities
  • Experience with C-suite relationship management
  • Leadership skills with mentoring experience
  • Proficiency in AI concepts for efficiency enhancement

Responsibilities

  • Lead credit analysis for U.S. P&C insurance portfolio
  • Analyze financial statements to assess creditworthiness
  • Prepare and present credit recommendations
  • Produce high-quality credit research and market updates
  • Maintain dialogue with C-suite executives on strategic risks
  • Engage with investors to communicate credit views
  • Build relationships with issuers and market participants
  • Mentor junior analysts within the P&C team
  • Develop expertise in P&C products and risk management

Benefits

  • Medical, dental, and vision coverage
  • Parental leave
  • Paid time off
  • 401(k) plan with contributions
  • Life, disability, and accident insurance
  • Discounted stock purchase plan
  • Tuition reimbursement
Full Job Description
Skills and Competencies
  • Strong financial analysis skills with the ability to assess both quantitative and qualitative credit factors within the P&C insurance sector
  • Deep knowledge of U.S. property and casualty insurance, reinsurance, and brokerage markets, including reserving practices, capital models, and enterprise risk management
  • Excellent written communication skills with the ability to produce clear, concise, and thought-provoking credit research and opinions
  • Strong verbal communication and presentation skills, with confidence interacting with senior executives, investors, and internal stakeholders
  • Proven ability to manage multiple priorities and deliver timely outputs in a dynamic, fast-paced environment
  • Relationship management skills with experience engaging C-suite executives and market participants
  • Leadership capability with a track record of mentoring and developing junior team members
  • Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.


Education
  • Bachelor's degree in Finance, Accounting, Economics, or a related field
  • MBA in Finance, CPA, or actuarial designation (ACAS or FCAS) preferred
  • Approximately 8-10 years of relevant credit analysis or financial analysis experience, preferably within the P&C insurance sector


Responsibilities

Lead credit analysis for a portfolio of U.S. P&C insurance entities while producing high-quality research and maintaining strong market relationships.
  • Analyze financial statements and qualitative factors to assess the creditworthiness of assigned insurance, reinsurance, and brokerage companies
  • Prepare and present credit recommendations in rating committees and participate actively in analytical discussions
  • Produce timely, high-quality credit research including issuer reports, sector commentary, and market updates
  • Maintain ongoing dialogue with senior company executives, including C-suite stakeholders, to evaluate strategic direction and risk exposure
  • Engage with investors, intermediaries, and media to communicate credit views and respond to market inquiries
  • Build and sustain strong relationships with issuers and external market participants
  • Collaborate with global analytical teams to ensure consistency and depth of credit analysis
  • Mentor and support the development of junior analysts within the North American P&C insurance team
  • Develop subject matter expertise in key areas such as P&C products, reserving, capital modeling, and enterprise risk management


About the Team

The North American P&C Insurance team is responsible for delivering independent, high-quality credit analysis across insurers, reinsurers, and brokers. The team plays a critical role in shaping market perspectives through rigorous research, issuer engagement, and investor interaction. By joining this team, you will collaborate with experienced analysts across Moody's global network, contributing to impactful research and supporting informed decision-making across financial markets.

For US-based roles only: the anticipated hiring base salary range for this position is $200.000.00-$290,000.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Finance & Insurance
Founded
1900
* Ladders Estimates

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