Investment Banking Associate - Insurance Solutions - Structuring - Corporate & Investment banking - New York, New York, United States

Societe Generale

$120K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2-5 years of experience in insurance solutions roles focusing on securitization transactions
  • Proven track record of building complex, detailed cash flow models
  • Experience interacting directly with rating agencies
  • Advanced MS Excel proficiency, including familiarity with VBA or Python
  • Knowledge of rated note feeders and collateralized fund obligations is a significant advantage
  • Bachelor's degree in finance, economics, math, or a related field

Responsibilities

  • Support structuring and executing complex securitization transactions
  • Develop and maintain detailed cash flow models for structured finance and capital solutions
  • Analyze collateral performance and transaction economics across asset classes
  • Evaluate transaction risks and sensitivity scenarios for structuring decisions
  • Assist in preparing investment memoranda and client presentations
  • Coordinate with rating agencies and other stakeholders throughout the ratings process
  • Mentor junior team members and oversee project deliverables

Benefits

  • Eligibility for an annual discretionary bonus
  • Competitive benefits package including a 401(k) plan with company match
  • Comprehensive medical, dental, and vision insurance
  • Additional benefits for fertility, wellness, and commuter assistance
  • Support for student loan repayment programs
Full Job Description
ResponsibilitiesDivision DescriptionThe Insurance Solutions team develops innovative capital and financing solutions at the intersection of insurance, structured finance, and alternative investments. The group advises on and executes complex transactions, including securitizations, rated note feeders, collateralized fund obligations, and other insurance-related funding structures. Leveraging deep expertise in financial modeling, credit analysis, and rating agency engagement, the team helps insurance companies, asset managers, and institutional investors optimize capital efficiency, access new sources of financing, and support strategic growth initiatives in evolving private credit and insurance markets.Position OverviewThe Associate, Insurance Solutions will play a key role in the analysis, structuring, and execution of insurance-linked and structured finance transactions. The successful candidate will combine strong quantitative, analytical, and financial modeling capabilities with experience in securitization and structured products. This individual will work closely with senior professionals to support transaction execution, develop sophisticated cash flow and valuation models, conduct portfolio and collateral analysis, and coordinate with rating agencies and other transaction stakeholders.The role provides exposure to a broad range of insurance and asset-backed financing transactions, including rated note feeders, collateralized fund obligations (CFOs), fund finance structures, and other private credit and insurance capital solutions. Over time, the Associate will be expected to assume increasing responsibility for project management, client interaction, and mentorship of junior team members.Key ResponsibilitiesTransaction Execution & AnalyticsSupport the structuring and execution of complex insurance and securitization transactions.Develop, maintain, and enhance detailed transaction, portfolio, and cash flow models for structured finance and insurance-related capital solutions.Analyze collateral performance, cash flow waterfalls, leverage structures, and transaction economics across a variety of asset classes.Evaluate transaction risks, sensitivities, and stress scenarios to support investment and structuring decisions.Assist in the preparation of investment memoranda, transaction summaries, and client presentations.Structured Finance & Insurance SolutionsParticipate in the design and execution of securitization structures involving insurance companies, asset managers, and alternative investment platforms.Support transactions involving rated note feeders, collateralized fund obligations (CFOs), asset-backed structures, and other private fund securitization solutions.Assess structural features including credit enhancement, liquidity mechanisms, reserve accounts, and covenant packages.Analyze portfolio performance and monitor ongoing transaction compliance and reporting requirements.Rating Agency & Stakeholder ManagementPrepare rating agency materials and support the ratings process from initial review through final issuance.Coordinate data requests and analytical discussions with rating agencies, legal counsel, trustees, and other transaction participants.Assist in responding to diligence questions and requests from clients, investors, and counterparties.Monitor rating agency methodologies and industry developments relevant to insurance and structured finance transactions.Project Management & Team DevelopmentManage transaction workstreams and deliverables across multiple projects simultaneously.Collaborate with senior professionals to ensure timely execution of mandates and client deliverables.Provide guidance, oversight, and mentorship to Analysts and junior team members as responsibilities expand.Contribute to internal process improvements, modeling enhancements, and knowledge-sharing initiatives. Profile requiredQualifications2 - 5 years of relevant professional experience in insurance solutions role working on securitization transactions Demonstrated experience building securitization, structured finance or complex cash flow models Experience interacting with rating agenciesAdvanced proficiency with MS-Excel with experience in VBA, python or other tool Experience with rated note feeders and/or collateralized fund obligations a big plusBS in finance, economics, math or other relevant discipline ideal COMPENSATION:Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.

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