Job Title:Sr Home Loan Underwriter
Status: Non-exempt
Reports to: Supervisor - Underwriting
Department: Home Loan Underwriting
Job Code: 1793
Pay Range: $41.00 - $47.00 Hourly
Location:WHAT YOU'LL DO:- Underwrite loan files received daily according to agency, investor and credit union policy and procedures.
- Review and sign off underwriting conditions in accordance to credit union policy while maintaining established turn times.
- Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
- Current knowledge of secondary market requirements regarding credit, income, disclosure and property that would also include, hands on experience using various agency related internet and computer based systems as necessary/required.
- Ability to analyze tax returns, credit and appraisal reports, fraud detection and other property or income related reports and documentation to insure that information meets agency, investor and credit union requirements.
- Organize and prioritize daily workload to insure compliance to credit union policy, procedures and established turnaround times.
- Communicate and interact with all pertinent vendors, servicers, agencies, investors, staff, brokers and members.
- Maintain a current working knowledge of mortgage industry and credit union standards and trends.
- Monitor and resolve any quality control or insuring issues on relevant files in a timely manner to prevent delays.
- Work with management to implement procedures to prioritize work within the underwriting and processing area as volume dictates.
- Ability to work closely with originations and operations staff to insure compliance with guidelines and policies of credit union and agency.
- Assist supervisor or manager with training of staff members.
- Assist supervisor or manager with prioritizing workflow as directed.
QUALIFICIATIONS AND PREFERENCES:- H.S. Diploma or General Education Degree (GED) required
- College degree or equivalent preferred
- 10+ years responsible real estate and/ or equity lending experience with a financial or banking institution performing underwriting analysis and functions required
WHY JOIN US:Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.
Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2666
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