Job Responsibilities:

• Participate in Home Lending and Auto audits including planning, testing, control evaluation, report drafting and follow-up and verification of issue closure while ensuring audits are completed timely and within budget
• Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders
• Recognize the confidential nature of Internal Audit communications and access to information; you must be disciplined in protecting the confidentiality and security of information in accordance with firm policy
• Partner with stakeholders, business management, and other control groups (i.e. risk management, compliance, fraud prevention)establishing strong working relationships while maintaining independence
• Finalize audit findings and use judgment to provide an overall opinion on the control environment through developing recommendations to strengthen internal controls
• Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth, and take initiative to seek out opportunity for continued learning
• Champion a culture of innovation
• Follow ‘How We Do Business’ Principles
• Stay up to date with industry trends to identify opportunities for game changing innovations or strategic partnerships
• Find ways to drive efficiency with existing technical infrastructure through automation while embracing the innovative opportunities offered by new technologies

Required qualifications, capabilities and skills:

• Demonstrate 5+ years of internal auditing, external auditing, or directly relevant business experience in financial services
• Hold a Bachelor's degree in a relevant discipline or possess equivalent professional experience in financial services
• Apply internal audit methodology concepts effectively in audit delivery, execution, and documentation
• Evaluate and determine the adequacy of internal controls by assessing business and technology risks in an integrated manner
• Communicate complex audit findings clearly and persuasively through excellent verbal and written communication skills
• Organize, analyze, and interpret large data sets using Excel or other analytical tools to support audit conclusions
• Influence and build credibility with senior business and control partners through strong interpersonal skills while maintaining independence

Preferred qualifications, capabilities, and skills:

• Hold a CPA, CIA, or advanced degree in Finance, Accounting, or a related field
• Bring direct experience auditing or working within Consumer and Community Banking, Home Lending, or Auto lines of business
• Apply knowledge of consumer lending regulations (TILA, RESPA, ECOA, Fair Lending, UDAAP) to audit risk assessments and scope development
• Leverage data analytics, automation, or visualization tools beyond Excel to enhance audit testing and reporting
• Adapt quickly to changing business priorities and multitask effectively in a fast-paced, evolving environment
• Demonstrate a self-motivated and proactive approach to professional development, continuous learning, and taking on stretch assignments
• Navigate complex stakeholder environments with confidence, balancing collaborative partnership with the professional skepticism required of Internal Audit