Must have proven automotive F&I experience, strong organizational skills, be a team player with top sales ability, knowledge on what it takes to hold a strong back end, training ability, financial skills, and a positive attitude. We provide a great pay structure and a full benefits package.

Job Purpose:
Provides insurance and financing services to automotive customers by verifying sales information; determining the need for financing; evaluating customer creditworthiness; preparing financing and legal documents; selling products and services; maintaining rapport with customers.

Duties:

* Determines desire/need for automobile financing by interviewing customers and exploring payment options.

* Verifies automobile purchase information by reviewing sales contract data; conferring with the sales department and making adjustments as needed.

* Determines customer creditworthiness by studying customer credit application; obtaining credit reports; analyzing information; comparing customer evaluation to organization standards; searching for lenders in information system; forwarding applications to lenders; conferring with loan underwriters and loan processors; obtaining stipulations when required; approves or rejects loan.

* Prepares transaction documents by completing loan agreements, Department of Motor Vehicle registration, and related documents.

* Confirms automobile sales contract information by disclosing data, provisions, finance charges, and interest rates to the customer; ensuring understanding of content.

* Sells products and services by reviewing desire/need for automobile insurance, credit insurance, extended warranties, anti-theft devices, appearance protection packages, etc.; explaining options, provisions, and premiums.

* Maintains dealership reputation by building and maintaining customer rapport; answering questions; providing information; resolving discrepancies and dissatisfactions; maintaining a satisfactory Customer Satisfaction Index; complying with federal, state, and local regulations; helping others comply.

Requirements:
Process finance and lease deals accurately through financial sources to secure approval.
Provide customers with a thorough explanation of manufacturer and dealership service procedures and policies and aftermarket products and extended warranties.
Process all federal, state, and dealer paperwork related to vehicle transactions.
Understands and complies with federal, state, and local regulations that affect the new & used vehicle finance departments.
Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner.
Checks all paperwork for the correct title, lien information, taxes, etc., before forwarding to accounting.