Finance/Business Manager

F&I / Business Manager - Vallely Sport & Marine (Minot, ND location) The role • Structure and close financing across marine, off-road and motorcycle • Offer approvals from 10+ banks and credit unions plus manufacturer captive programs • Present protection menu: service contracts, pre-paid maintenance, GAP, tire and wheel, protective wraps and ceramic - important on outdoorsy and adventurous vehicles. • Hold compliance to standard: Reg Z, TILA, ND disclosure requirements, OFAC and Red Flags • Own department metrics: PVR, product penetration, reserve, time-to-fund, contracts-in-transit, and experience from customer introduction to signature • DMS: Lightspeed; various other softwares including DealerTrack Compensation Base salary plus commission on F&I product income and reserve. On-target earnings are $100,000-$120,000+. Top performers exceed that; there is no cap. Benefits • 401(k) - we contribute even if you don't • Employee discounts - on the best brands • Flexible schedule - make the event or that appointment • Health insurance • Health savings account • Life insurance • Paid time off • Referral program • Retirement plan Schedule This is a full-time, in-person role. • Monday-Friday 8am-7pm • Saturdays twice a month, 8am-2pm. • Averages 45 hours per week (October-February), up to 55 in peak season (March-September). We're stating this plainly so you can decide with the real numbers. Don't apply if • You prefer comfort over improvement in a slow-paced environment • You are unable to build trust and treat people with top-tier customer service • You aren't comfortable working up to 55 hours/week • You can't keep customer financials and store information private without being asked • You don't consider ethics Apply if • You think working around boats and fun vehicles would be awesome • You like working with people who will make you better • You can maintain your detail orientation in a fast-paced environment • You are business-oriented • You want to work at a nationally competitive level, locally Requirements (must have at least one): • Bachelors degree • F&I experience: 2+ years • Sales/negotiation experience: 4+ years Preferences • Credit insurance license • Prior experience in related industries Exceptions • Candidates who are highly intelligent, humble, focused and proven fast learners/high-performers How to apply Submit a resume and, if you have them, your last 12 months of PVR and penetration numbers. Phone: 701-852-1625. Finalists interview in person at the store.