The Senior Field Examiner will lead and independently complete Initial and Recurring field examinations for Commercial, Business Banking and Asset Based loans.  Responsibilities include in depth analysis of onsite collateral examinations to include a review of accounts receivable, inventory, accounts payable, cash, financial statements, liabilities, taxes and systems capabilities for the purpose of evaluating overall credit worthiness. 

Salary Range

The salary range for this position is $60,000/yr - $121,300/yr plus bonus. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate’s relevant skills and professional experience, educational qualifications, and geographic location.

Duties and Responsibilities: 

• Conduct field examinations either independently or as the lead examiner of current and prospective asset based and commercial bank clients in accordance with standard auditing procedures to determine their financial condition and collateral values.  

• Construct field examination reports and supporting findings to highlight material variances that were identified, draw conclusions and provide recommendations for improvement.  

• Evaluate customers’ borrowing based certificates to ensure compliance with Bank requirements.   

• Investigate and examine customers’ accounting procedures and systems to ensure that they conform to acceptable bank standards and to identify potential collateral risk and exposure.  

• Assess customer’s financial condition by reviewing internal reports, bank statements and related financial documents. 

• Assist with the review of field examinations completed by outsourced vendors or contractors to ensure that the Bank's audit standards are uniformly met. 

• Assist in training with new field examiners. 

Key Competencies: 

• Potential candidate must be posses a strong ability to interpret complex financial statements, ledgers, and collateral records.  An aptitude for spotting discrepancies, assessing risk and identifying potential fraud or non-compliance.  Finally, this individual must be proficient in Microsoft Excel and Word as well as other industry specific auditing or database platforms. 

Skills and Qualifications: 

• Bachelor’s degree in accounting or finance. 
• Seven years of Commercial Field Examination and Asset Based Loan experience. 

• Excellent written, verbal and interpersonal skills. 

• Ability to exercise prudent judgement to make independent decisions affecting customers and the Bank. 

• Strong organization and multi-tasking skills in a high stress, fast-paced environment.