Liberty Mutual

Executive Underwriter, Inland Marine

Liberty Mutual$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Degree in Business or equivalent required.
  • Minimum 7 years of underwriting experience; 10+ years preferred.
  • CPCU or similar professional designation preferred.
  • Strong analytical skills for risk evaluation and judgement.
  • Excellent ability to communicate complex analyses effectively.
  • Strong interpersonal skills for stakeholder engagement.
  • Comprehensive understanding of complex technical underwriting issues.

Responsibilities

  • Underwrite and manage complex construction-focused accounts.
  • Build and maintain profitable relationships with brokers and clients.
  • Apply technical expertise to analyze and explain complex construction exposures.
  • Manage portfolio performance with data-driven insights.
  • Collaborate with various departments to address construction risks.
  • Drive underwriting excellence through cross-functional initiatives.
  • Mentor and train underwriters on construction risk and inland marine exposure.

Benefits

  • Comprehensive health insurance options.
  • Retirement savings plans with company matching.
  • Professional development opportunities and tuition assistance.
  • Flexible work arrangements and generous paid time off.
  • Collaborative and inclusive company culture.
Full Job Description
Description

The Executive Underwriter will grow and develop a book of complex construction-focused inland marine risks—from builders risk and installation projects to contractors’ equipment and large-scale infrastructure developments. Applies deep technical judgment, market insight, and data-driven analysis to evaluate project exposures, select profitable business, and develop appropriate coverage, terms, conditions, deductibles, limits, and pricing within established underwriting authority. For the most complex, unusual, or high-line-size accounts, partners with senior leaders and internal experts to develop creative, disciplined solutions that protect Liberty Mutual’s portfolio while supporting the success of construction clients.

Responsibilities

  • Underwrite and manage construction-focused business:Evaluate builders risk, installation, contractors’ equipment, project cargo, and infrastructure accounts, considering project scope, construction type, location, values, schedule, contractors, subcontractors, catastrophe exposures, loss history, and risk controls. Make analytical, data-driven decisions regarding risk selection, coverage, pricing, terms, conditions, deductibles, and limits.
  • Build profitable broker and client relationships:Manage a portfolio of brokers, agents, and clients; maintain a strong market presence; and develop new opportunities aligned with Liberty Mutual’s construction and inland marine appetite. Serve as a trusted technical resource and representative of Liberty Mutual in the marketplace.
  • Apply technical and market expertise:Analyze complex construction exposures and clearly articulate coverage differences, manuscript wording, valuation considerations, delay and soft-cost exposures, project-specific conditions, and other inland marine coverage issues. Stay current on construction trends, market conditions, legal developments, legislation, and regulations affecting underwriting decisions.
  • Manage portfolio performance and accumulation:Provide data-driven insights into portfolio profitability, rate adequacy, growth opportunities, concentration, and accumulation across projects, geographies, catastrophe zones, contractors, and types of construction. Contribute meaningfully to business and marketing planning.
  • Collaborate across the organization:Partner effectively with Underwriting Support, Claims, Risk Engineering, Actuarial, Product, Legal, Compliance, Distribution, and underwriting leadership to deliver sound decisions, improve outcomes, and address complex construction risks.
  • Drive underwriting excellence:Participate in cross-functional initiatives that improve underwriting quality, processes, tools, appetite, and consistency. Model effective collaboration and support initiatives designed to strengthen construction-focused inland marine capabilities.
  • Develop talent and share expertise:Mentor, coach, and train underwriters and internal partners on construction risk assessment, coverage analysis, pricing, documentation, portfolio management, and emerging inland marine exposures. Provide internal and external thought leadership based on technical expertise.
Qualifications
  • Degree in Business or equivalent typically required
  • A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
  • CPCU or professional insurance designation preferred
  • Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
  • Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
  • Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
  • Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
  • Proven track record of developing and underwriting profitable business

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

Keep up to date with the latest from Liberty Mutual Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get insights into new postings and career tips directly from our team.

Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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