Morgan Stanley

Equity Research Associate - Fintech & Payments

Morgan Stanley$150K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of experience in equity research, investment banking, or fintech
  • Proficient in Excel for building and maintaining financial models
  • Experience in writing equity research notes and industry reports
  • Detail-oriented with strong organizational skills
  • Ability to thrive under pressure and adapt quickly
  • High emotional intelligence with a collaborative mindset
  • Strong PowerPoint skills; Python experience is a bonus

Responsibilities

  • Create and maintain financial and industry models
  • Write research reports on coverage initiations and earnings analysis
  • Monitor industry news and analyze impacts on covered companies
  • Build relationships with investor relations and management teams
  • Conduct industry diligence through surveys and expert calls
  • Collaborate with teams to produce comprehensive reports
  • Provide timely analysis to internal sales and trading teams
  • Engage with institutional investors to address inquiries

Benefits

  • Robust internal sales and trading support
  • Access to extensive research resources
  • Opportunities to engage directly with institutional investors
  • Exposure to cross-functional collaboration
  • Career development within a leading global firm
Full Job Description

Equity Research
The Equity Research department is responsible for researching macroeconomic and microeconomic conditions, along with company fundamentals. It also collects and analyses financial information to make investment recommendations on stocks in specific sectors. Research analysts build financial models to explore alternative scenarios, examine industries and communicate with companies and investors. Equity Research team members discuss their analysis and investment recommendations in research notes. A career in investment research at Morgan Stanley demands a commitment to excellence and a passion for the markets as well as the highest level of integrity.

We are currently seeking an experienced Associate-level team member to join our Fintech & Payments team

Primary Responsibilities
• Create and maintain financial and industry models, leveraging skills in accounting, finance, and economics
• Assist in writing research reports for initiations of coverage, analysis of data, earnings results, and industry news
• Monitor industry-related news flow and analyze implications for companies under coverage
• Develop and maintain relationships with investor relations personnel and management of companies under coverage
• Conduct industry diligence and primary research through surveys, expert conference calls, and various channel checks to evaluate industry trends

• Collaborate with cross-functional teams to produce larger industry reports
• Leverage all available resources to generate differentiated insights for writing research reports (company-specific or industry)

• Support internal sales and trading teams with timely analysis of sector breaking news  

• Engage with institutional investors, responding effectively to in-depth questions and bespoke requests

Qualifications - External

• At least 2 years of professional experience in equity research, investment banking, and/or the fintech industry
• Experience using Excel to build and maintain three-statement financial models; advanced Excel proficiency is required

• Professional writing experience, including crafting equity research notes and developing industry reports
• Strong attention to detail is a must
• Ability to adapt quickly and work well under pressure
• High EQ, strong personal drive, energy, creativity, curiosity, organization, and a team-oriented mindset
• Strong PowerPoint skills are required
• Experience with Python is a plus but not required
• CFA is a plus

Expected base pay rates for the role will be between $150,000 and $200,000 per year for Associate, at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

About Morgan Stanley

Morgan Stanley Investment Management are active managers of capital, working to outperform the market and deliver results for their clients. Morgan Stanley Investment Management's long-tenured professionals apply their experience and expertise across public and private markets, in single-sector, multi-asset and custom solutions.

Morgan Stanley Careers

Joining Morgan Stanley today means becoming part of a global team dedicated to strengthening communities, pioneering innovation, and fostering diversity. As a leading global financial services firm, Morgan Stanley offers unparalleled job opportunities, career growth, and a culture of leadership that together create an exceptional employment experience. Work You’ll Do At Morgan Stanley, you will collaborate with knowledgeable professionals to drive innovation and deliver solutions in financial services. Our team is composed of diverse, talented individuals who bring their unique skills and perspectives to work every day, setting the standard for leadership in the global market. Morgan Stanley is not just a company; it's a place where ambitious, creative, and skilled individuals can build a rewarding career. Here, you can experience the benefits of a vibrant culture dedicated to professional growth and diversity training. Internship Programs Kickstart your career with Morgan Stanley’s internship programs. These positions offer invaluable industry insights and professional experience to students and recent graduates. Interns at Morgan Stanley gain hands-on experience, working alongside seasoned experts in a dynamic, supportive environment. Innovation and Professional Growth We believe in the power of innovation to solve complex problems and encourage our team to think differently and act boldly. Morgan Stanley supports your career development through comprehensive training, development programs, and leadership workshops, ensuring that every employee has the tools they need to succeed. Join Our Team Explore the various job opportunities at Morgan Stanley, from entry-level positions to executive roles. We are hiring individuals who are passionate about finance and eager to contribute to a team that values integrity, excellence, and a forward-thinking mindset. Enhance your skills through our networking events, mentorship opportunities, and ongoing professional development. Stay Connected Keep up to date with the latest from Morgan Stanley Careers by subscribing to our job alert emails. Tailor your preferences to receive updates about new postings, career tips, and exclusive insights from our team leaders. Apply Now Ready to take the next step in your career? Search open positions that match your skills and interests on the Morgan Stanley Jobs portal. Prepare your resume, refine your interview techniques, and join a company that values innovation and leadership. At Morgan Stanley, we’re not just building careers—we’re developing leaders. Discover how far your talents can take you by joining our team today.
Learn more about Morgan Stanley
Size
77,000 employees
Market Cap
$144.1 billion
Industry
Net Income
$10.9 billion
Founded
1935
5 Year Trend
+10%
Revenue
$52 billion
NASDAQ

Similar Jobs

More Jobs at Morgan Stanley

More Finance & Insurance Jobs

Find similar Equity Research Associate - Fintech & Payments jobs: