Frost Bank

Enterprise Risk Liaison III-Financial Risk

Frost Bank$80K — $110K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in accounting, finance, business, or related field
  • 4+ years of experience in financial services, risk management, audit, compliance, or a related discipline
  • Strong knowledge of operational and enterprise risk management frameworks
  • Proven ability to manage complex risk initiatives independently
  • Advanced analytical and problem-solving skills
  • Excellent communication skills for presenting insights to senior leadership
  • Proficient in Microsoft Office with reporting capabilities

Responsibilities

  • Serve as primary enterprise risk contact for assigned business lines
  • Manage and enhance ERM documentation and processes
  • Lead risk and control assessments to evaluate effectiveness
  • Oversee risk event management and remediation efforts
  • Collaborate with business lines on key risk and performance indicators
  • Partner with ERM team to develop new risk initiatives
  • Provide advisory support related to business environment changes

Benefits

  • Medical, dental, vision, long-term disability, and life insurance
  • 401(k) matching
  • Generous holiday and paid time off schedule
  • Tuition reimbursement
  • Extensive health and wellness programs
  • Referral bonus program
Full Job Description
Job Description

Who you are:

As an Enterprise Risk Liaison III at Frost, you are our risk navigator, providing guidance on key risk indicators with integrity, caring and excellence. You know our Enterprise Risk Management Framework inside and out and you are passionate about finding and providing timely insights. In this role, you will act as the primary enterprise risk contact and trusted advisor for assigned lines of business. You believe in effective communication and will have the opportunity to address potential problems and solutions to complex issues with integrity, caring, and excellence at top of mind.

What you'll do:
  • Serve as the primary enterprise risk contact and trusted advisor for assigned lines of business by influencing a strong risk culture and aligning enterprise risk requirements with business operations
  • Manage and enhance Enterprise Risk Management (ERM) documentation, including process, risk and control inventory (PRCi) activities by driving consistency, identifying gaps, and supporting ongoing program maturity
  • Lead risk and control assessments, including RCSAs, by evaluating control effectiveness, identifying emerging risks, and ensuring proper documentation, escalation, and resolution of issues
  • Oversee risk event management efforts by driving timely remediation, identifying trends, and ensuring material risks and control gaps are appropriately escalated and addressed
  • Collaborate with lines of business to develop, enhance, and provide guidance on key risk indicators (KRIs) and key performance indicators (KPIs) in alignment with the Enterprise Risk Management framework
  • Partner with ERM team members and Bank stakeholders to develop and implement new risk initiatives in response to evolving regulatory expectations
  • Provide advisory support and credible challenges related to risks associated with business environment changes, ensuring risk and control considerations are incorporated into change initiatives
  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes


What you'll need:
  • Bachelor's degree in accounting, finance, business, or a related field
  • 4+ years of experience in financial services, risk management, audit, compliance, or a related discipline
  • Strong working knowledge of operational and enterprise risk management frameworks, internal controls, and risk governance practices
  • Proven ability to independently manage complex risk initiatives and drive remediation across multiple stakeholders
  • Advanced analytical, critical thinking, and problem-solving skills with the ability to assess risk impacts and control effectiveness
  • Excellent written and verbal communication skills, including the ability to present risk insights and recommendations to senior leadership
  • Proficiency in Microsoft Office applications, with the ability to develop clear, concise risk reporting


Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
  • Medical, dental, vision, long-term disability, and life insurance
  • 401(k) matching
  • Generous holiday and paid time off schedule
  • Tuition reimbursement
  • Extensive health and wellness programs, including our Employee Assistance Program
  • Referral bonus program + more!


About Frost Bank

Frost Bank is a subsidiary of Cullen/Frost Bankers, Inc., a financial holding company, headquartered in San Antonio, Texas. The company provides a wide range of banking, investments, and insurance services to businesses and individuals in Texas. Frost Bank has over 130 branches across Texas and offers online banking services to its customers. The bank was founded in 1868 by Thomas Claiborne Frost and has been serving Texans for over 150 years.
Learn more about Frost Bank
Size
4,553 employees
Market Cap
$8.3 billion
Industry
Net Income
$331.1 million
Founded
1973
5 Year Trend
+5.1%
NASDAQ

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