Cents

Director, FP&A

Cents$185K — $200K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Accounting, Economics, or a related field
  • 7-10+ years of experience in FP&A, strategic finance, or related fields
  • Proven experience in leading budgeting and forecasting processes
  • Exceptional financial modeling skills and scenario analysis expertise
  • Strong collaboration experience with cross-functional teams
  • Excellent communication skills for translating complex data
  • Ability to thrive in a dynamic, private equity-backed environment

Responsibilities

  • Lead the annual budgeting and forecasting processes for the company
  • Serve as a strategic finance partner for various business units
  • Perform ad hoc analyses to support major business decisions
  • Enhance the corporate financial model with the CFO
  • Conduct deep dives into key business and product metrics
  • Develop content for board presentations and monthly investor reports
  • Build the foundation for an FP&A team as the function matures

Benefits

  • Competitive salary
  • Equity
  • Unlimited PTO and paid holidays
  • Comprehensive health benefits including medical, dental, and vision
  • 401(k) retirement plan
  • Work-from-home and commuter stipends
  • Laundry reimbursements
  • Access to professional training and development resources
  • Rewards and discounts from renowned vendors
Full Job Description
As Director of FP&A at Cents, you will serve as the leader of the FP&A function and play a pivotal role in guiding the company's financial planning, analysis, and strategic decision-making processes. Cents is a rapidly growing Series C startup, and this role is designed for a finance leader who can independently own budgeting, forecasting, performance analysis, and executive-level decision support. Working closely with the CFO and senior leadership team, you will help scale the company's financial infrastructure, improve visibility into performance drivers, and support high-impact decisions across the business.

We're a hybrid team that works together in our NYC office three days a week. Our in-office anchor days are Monday, Wednesday, and Thursday, when you'll find the broader team collaborating, meeting, and connecting in person. Tuesdays and Fridays are remote, giving you dedicated time for focused work while still maintaining the flexibility of a hybrid schedule.

Key Responsibilities:

Departmental and Corporate Budgeting & Forecasting:

Lead the annual budgeting process, rolling forecasts, and long-range planning across all departments and at the corporate level. Build and maintain driver-based models that improve planning accuracy, support resource allocation, and align financial targets with company strategy.

Cross-Functional Business Partnership:

Serve as a strategic finance partner for Sales and Marketing, Operations, Product, and Engineering. Help business leaders evaluate investments, understand performance trends, and make informed operating decisions based on clear financial and operational insights.

Board and Investor Decision Support:

Perform ad hoc analyses to support critical business decisions and provide transparency to the Board of Directors, private equity stakeholders, and venture investors. Translate complex analyses into concise, decision-ready materials for executive audiences.

Financial Modeling and Strategic Analysis:

Co-own the corporate financial model with the CFO and take increasing responsibility for enhancing its structure, flexibility, and analytical depth over time. Develop sophisticated analyses to support growth planning, scenario analysis, investment prioritization, and M&A opportunities.

Data and Product Analytics:

Partner closely with business intelligence and data teams to perform deep dives into key business and product metrics, including SaaS metrics, ARPU, LTV/CAC, product margins, ASPs, and inventory-related analysis. Use these insights to improve strategic decision-making and focus investment on the highest-return opportunities.

Board and Monthly Investor Materials:

Develop analyses, commentary, and management discussion and analysis for board presentations and monthly investor reporting. Ensure materials are clear, analytically rigorous, and aligned with the needs of executive leadership and external stakeholders.

FP&A Leadership and Process Development:

Act as the effective Head of FP&A, creating a planning and reporting function that the business can rely on with confidence. While the role will not initially include direct reports, this individual should be capable of building the foundation for a larger FP&A team over time.

Requirements:

  • Bachelor's degree in Finance, Accounting, Economics, or a related field
  • 7-10+ years of experience in FP&A, strategic finance, corporate finance, investment banking, private equity, or a related field
  • Proven experience independently leading budgeting, forecasting, and performance management processes in a high-growth or fast-paced environment
  • Exceptional financial modeling skills, including integrated operating models, scenario planning, and investment analysis
  • Strong cross-functional collaboration and business partnering experience with GTM, operations, and product or engineering teams
  • Excellent communication skills with the ability to distill complex data into actionable insights for executives, boards, and investors
  • Ability to thrive in a dynamic, PE-backed environment with evolving priorities and high expectations


Nice to Haves:

  • Experience working with NetSuite
  • Experience working with AI tools and automating finance and reporting processes
  • Proven experience working in a fast-paced, PE-backed environment
  • Experience with FP&A planning tools such as Cube, Vena, or similar platforms
  • Experience working with business intelligence, analytics, and operational data teams to drive deeper performance insights


$185,000 - $200,000 a year

We offer great compensation packages, and comprehensive health benefits, & believe in a strong cohesive team atmosphere. Work from-home office stipend, virtual team events, and access to learning opportunities from our team and network of advisors, and investors are just the starting point.

- Competitive salary

- Equity

- Unlimited PTO and paid holidays

- Health benefits, including medical, dental, vision, mental health support, parental leave, life and AD&D insurance, and disability

- 401(k)

- Work-from-home and commuter stipends

- Laundry reimbursements to support our customers' businesses

- Comprehensive training, learning, and development programming

- Access to hundreds of discounts and rewards from renowned vendors including deals on health & wellness, travel, dining, auto insurance, and so much more!

About Cents

Cents is a financial services company that provides a platform for users to invest their spare change. The company was founded in 2017 and is based in San Francisco, California. Cents aims to make investing more accessible to everyone by allowing users to invest their spare change from everyday purchases. The platform rounds up each transaction to the nearest dollar and invests the difference in a diversified portfolio of ETFs. Cents charges a monthly fee of $1 for accounts with less than $5,000 and 0.25% per year for accounts with more than $5,000.
Learn more about Cents
Size
10 employees
Industry
Net Income
-$500,000
Founded
2017
5 Year Trend
+50%
Revenue
$1 million

Similar Jobs

More Jobs at Cents

  • Cents
    Director, FP&A
    $185K — $200K *
    New York, NY 10025 (New York County)
    Finance & Insurance
    Hybrid
  • Cents
    Principal Engineer
    $205K — $230K *
    New York, NY 10025 (New York County)
    Enterprise Technology
    In-Person
  • Cents
    Product Manager, Growth
    $130K — $500K+*
    New York, NY 10025 (New York County)
    Enterprise Technology
    Hybrid

More Finance & Insurance Jobs

Find similar Director, FP&A jobs: