Bank Midwest, N A

Deposit Operations & Delivery - Electronic Payments Manager

Bank Midwest, N A$75K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • High School Diploma or equivalent
  • Active Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) certification
  • 5+ years of ACH processing and debit card support experience
  • Strong knowledge of Regulation E and NACHA rules
  • Strong leadership skills with a focus on team development
  • Proficient in Microsoft Office and banking applications

Responsibilities

  • Lead and develop the Electronic Payments team to enhance performance
  • Manage support systems for debit card dispute processing and account balancing
  • Resolve client issues and maintain high service standards
  • Communicate effectively to build and foster relationships
  • Adhere to detailed work guidelines for accuracy and efficiency
  • Oversee compliance and guide ACH practices for client service and risk management
  • Support system enhancements and maintain documentation for audits

Benefits

  • Generous insurance package
  • 401k plan
  • Associate stock purchase program
  • Paid time off
  • Banking perks for associates
Full Job Description
As an Electronic Payments Manager, you will oversee the Bank's debit card dispute processing and debit card support activities, ensuring accuracy, efficiency, compliance, and security across all transactions. You will also provide subject matter expertise in the oversight of policy and procedure pertaining to the bank's ACH receipt activities. This role leads the Electronic Payments team, manages support systems, and partners with internal stakeholders to deliver reliable, high-quality services. You will play a key role in risk management, operational excellence, and continuous process improvement to support the Bank's growth and service standards.
  • Lead and develop the Electronic Payments team, including performance management, workflow coordination, and continuous improvement
  • Manage support systems and services related to debit card dispute processing, debit card support activities, and general ledger account balancing to ensure efficient daily operations
  • Partner with clients and associates to resolve issues, support transactions, and maintain service excellence
  • Operate as an effective communicator, who is able to stimulate and motivate others while building and maintaining relationships.
  • Detail work is a major focus of the job, and those details need to be handled quickly, correctly, and efficiently and working within established guidelines.
  • Take ownership in maintaining guidelines, structure, and established policies as you work with and for others.
  • Foster a work environment that champions the culture of the organization.
  • Provide guidance on the bank's ACH RDFI practices to balance risk management with client service
  • Monitor risk, perform transaction analysis, and support fraud mitigation and compliance efforts
  • Support system enhancements, testing, and operational projects, including merger and acquisition activities
  • Prepare reporting and maintain documentation to support decision-making, audits, and regulatory requirements


Minimum Requirements: This position requires the following educational and/or job experience

  • High School Diploma or equivalent
  • Active Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) certification
  • 5+ years of ACH processing, debit card dispute processing, and/or debit card support experience
  • Strong knowledge of Regulation E and NACHA rules
  • Strong leadership skills with the ability to motivate and develop team members
  • Strong work ethic and ability to complete work accurately
  • Proven ability to manage multiple priorities and meet deadlines
  • Proficiency in Microsoft Office and banking systems/applications


Desired Skills: Ideal candidates for this position should possess some or all of the following skills:
  • Bachelor's degree in Business, Finance, or related field
  • 1+ year of leadership or supervisory experience preferred
  • Experience using FIS and Q2 Centrix DTS
  • Passionate and motivated self-starter
  • Ability to think logically in order to analyze situations and make sound decisions
  • Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
  • Strong knowledge of Visa Rules
  • Ability to handle multiple tasks simultaneously


Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly, and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
  • We are committed to our core value of meritocracy and supporting our associates in growing within their role
  • Dynamic work hours required generally between 7:00 AM CT and 6:00 PM CT
  • Must be able to travel - estimated 5% of the time


Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

About Bank Midwest, N A

Bank Midwest, N.A. is a community bank that provides a wide range of financial services to individuals, families, and businesses. The bank offers personal and business banking services, including checking and savings accounts, loans, mortgages, and credit cards. Bank Midwest, N.A. is committed to providing its customers with the highest level of service and support, and has a team of experienced professionals who are dedicated to helping customers achieve their financial goals. The bank is also committed to giving back to the communities it serves, and supports a variety of local organizations and initiatives.
Learn more about Bank Midwest, N A
Size
500 employees
Industry

Similar Jobs

More Jobs at Bank Midwest, N A

More Finance & Insurance Jobs

Find similar Deposit Operations & Delivery - Electronic Payments Manager jobs: