Citigroup, Inc

Credit Maintenance Sr Analyst

Citigroup, Inc • $70K — $105K *
Getzville, NY 14068Hybrid
Finance & Insurance
Less than 5 years of experience
Reposted Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 2-5 years of experience in Finance, Accounting, or related field.
  • Strong communication, organizational, and interpersonal skills.
  • Ability to prioritize, meet tight deadlines, and work independently.
  • Bachelor's degree preferred.

Responsibilities

  • Manage, review, and set up approved credit packages and documentation.
  • Handle daily transactional processes and collaborate with deal team members.
  • Support various credit products and services, related to risk and control.
  • Identify and resolve credit administration issues following established procedures.
  • Evaluate problems and develop solutions using technical expertise.
  • Make data-driven judgments and recommend process improvements.
  • Minimize risk by identifying and resolving issues, ensuring compliance with internal policies.

Benefits

  • Medical, dental, and vision coverage.
  • 401(k) retirement plan.
  • Life, accident, and disability insurance.
  • Wellness programs.
  • Paid time off including vacation, sick leave, and holidays.
Full Job Description
The Credit Risk Management Services (CRMS) team operates within the Institutional Credit Management organization, focusing on supporting credit risk processes and controls. This role is ideal for a professional with a strong understanding of credit risk who can apply specialized knowledge alongside industry standards and best practices. The position involves integrating technical expertise with broader organizational objectives, ensuring the accurate execution of credit-related activities.

A successful candidate will possess strong analytical skills, sound judgment, and the ability to communicate effectively across teams. The role also demands a high level of ethical conduct, accountability, and sensitivity to diverse perspectives. While the position has a limited direct business impact, it plays a critical role in supporting the integrity and efficiency of credit operations.

Key Responsibilities:
  • Manage, review, and set up approved credit packages and documentation, providing support across a wide range of credit-related tasks.
  • Handle daily transactional processes and collaborate closely with deal team members.
  • Support a broad range of credit products and services, both risk and control related.
  • Follow established procedures to identify and resolve credit administration issues that require analysis or research.
  • Apply technical expertise and procedural knowledge to independently evaluate problems and develop appropriate solutions.
  • Make informed, data-driven judgments and recommend process improvements to management.
  • Minimize risk by leveraging deep procedural knowledge to identify, monitor, and resolve issues, and ensure compliance with internal controls and policies.
  • Manage and escalate transaction related issues promptly to ensure timely resolution.
  • Demonstrate intermediate level understanding of credit products, end to end processes, and how roles integrate within the team.
  • Collaborates effectively with colleagues and stakeholders using diplomacy and professionalism to communicate sensitive or confidential information.
  • Exhibit awareness and sensitivity to audience diversity in all professional interactions.


Qualifications:
  • 2-5 years of experience in Finance, Accounting, or related business field.
  • Strong communication, organizational, and interpersonal skills.
  • Ability to priorities, meet tight deadlines, and work independently.
  • Bachelor's degree preferred.


Job Family Group:
Operations - Services

Job Family:
Credit Maintenance

Time Type:
Full time

Primary Location:
Getzville New York United States

Primary Location Full Time Salary Range:
$70,080.00 - $105,120.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Dec 05, 2025

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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We believe our strength comes from the diversity of our team. Citigroup, Inc is dedicated to fostering an inclusive workplace where everyone can contribute their best work. Through diversity training and a culture that embraces differences, we create a welcoming environment for all employees.

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Citigroup, Inc values the well-being of its employees. We offer competitive benefits packages that support the health, finance, and lifestyle of our team members. Our culture is built on collaboration, respect, and a commitment to excellence. We ensure that every team member feels valued and part of our global family.

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Start your professional journey with Citigroup through our internship programs or full-time job opportunities. We are constantly hiring fresh talent and seasoned experts who bring creativity and innovation to our team. Whether you're refining your skills or ready to lead, there's a position waiting for you at Citigroup.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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