Full Job Description
We currently have an opening for a Credit Director in our Mason Headquarters Office.
Responsibilities include:
- Establishes policies and procedures concerning credit functions such as credit work flow process, standardized collection letters, credit application process, and actions taken on aged accounts.
- Works closely with Sales organization, CFO and Company President to ensure that a balance is reached between the needs of the customer and company's business interest.
- Approves credit limits on customer accounts, handles special credit arrangements and collaborates with Management regarding deviations from standard payment terms.
- Negotiates and evaluates third party credit reporting agencies, Dunn and Bradstreet, etc.
- Takes active role in National Association of Credit Management, administer educational products available.
- Develops relationships with credit/collections attorneys and agencies and engages as necessary to collect on delinquent accounts.
- Negotiates favorable third-party collection rates as well as develops appropriate policies concerning their utilization.
- Monitors credit activity including monthly review of all accounts. Audits delinquent accounts considered to be uncollectible; ensures appropriate efforts have been taken before assigning bad credit status to account.
- Creates and presents reports to management on large account activity, summary aging analysis and bad debt reserve analysis.
- Prepares and reviews collection reports and monitors aged accounts to evaluate effectiveness of current collection policies and procedures.
- Supervise Credit and Deduction departments, providing career development and mentoring and building a high-performing team.
- Engages appropriate individuals as necessary to resolve Customer disputes.
Qualifications:
- Bachelor's degree in Accounting, Finance or Business. Prefer Master's Degree.
- Must have extensive credit experience in a similar organization or industry.
- Familiarity and experience within commercial construction industry is preferred.
- Must have intimate knowledge of construction lien, bond laws, and related notice requirements.
- Must have a flexible growth and sales oriented approach to credit management, facilitating sales growth while minimizing risk.
- Strong communication and people skills.
- Ability to analyze credit data by market and across the organization making informed decisions aligned with the Company's strategic goals that drive business results.
- Must be able to work independently while partnering with internal customers to deliver exceptional service to all other departments and external customers.
- Team player, creative thinker with good follow-up skills and attention to detail.