KeyBank

Compliance Officer- Real Estate Secured Originations

KeyBank$71K — $125K *
Real Estate & Construction
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s Degree required; CRCM preferred
  • 3+ years of experience in compliance, risk management, or auditing
  • Ability to work independently and collaboratively in a regulatory environment
  • Relevant certifications in compliance, auditing, or risk management are preferred

Responsibilities

  • Serve as the corporate compliance subject matter expert for Home Lending Origination
  • Apply banking/consumer compliance laws to risk management strategies
  • Build trust and confidence with business lines
  • Monitor processes and controls for compliance
  • Document and escalate significant risks in management reports
  • Review policies for regulatory consistency
  • Educate teams on compliance regulations

Benefits

  • Eligible for flexible work options including hybrid arrangements
  • Access to a range of employee benefits tailored to enhance well-being
  • Opportunities for professional development and growth
  • Supportive team culture that encourages relationship building and feedback
Full Job Description

Location:

4224 Ridge Lea Road, Amherst New York

Job Summary
The Real Estate Secured Compliance Officer will be a member of the Real Estate Lending and Enterprise Default team within Compliance Risk Management.  They will provide support to the Mortgage and Home Equity Origination lines of business by researching, interpreting, and assisting with applying the assigned laws and regulations to each applicable line of business processes and systems.  They will provide consultative advice to applicable lines of business related to compliance, perform oversight activities and assume responsibility for mitigating and discouraging actions that may expose KeyCorp and its affiliates to risk outside its desired risk appetite.


Essential Functions

  • For the Home Lending Origination line of business, serve as the corporate compliance subject matter expert.
  • Demonstrate working knowledge of banking/consumer compliance laws and regulations and apply them to risk management strategies.
  • Develop relationships of trust and confidence with the lines of business.
  • Provide second line of defense oversight and monitoring of processes and controls, identify improvements and facilitate necessary changes.
  • Document testing results in concise management reports and escalate significant risks.
  • Review policies and procedures for consistency with current banking and securities regulations.
  • Educate and provide consultative advice on various regulations.
  • Provide independent review and challenge to various business activities.
  • Participate in various projects related to mitigating risk to Key.
  • Ensure that systems utilized by lines of business function in a compliant manner.

Education

  • Bachelor’s Degree required; CRCM preferred


Work Experience

  • 3+ years of experience in compliance, risk management, auditing, or related fields (required)
  • Demonstrated ability to work independently and collaboratively in a regulatory environment (required)


Licenses and Certifications

  • Relevant certifications in compliance, auditing, or risk management (preferred)


Skills

  • Understanding and applying laws and regulations relevant to banking and consumer finance.
  • Evaluating potential risks and identifying control gaps in processes and systems.
  • Conducting ongoing reviews to ensure adherence to compliance standards.
  • Performing independent evaluations of controls and procedures to ensure regulatory alignment.
  • Ensuring lending practices meet fair lending laws and guidelines.
  • Identifying and mitigating risks that could disrupt business operations.
  • Using analytical tools to interpret data and uncover compliance issues or trends.
  • Assessing internal policies for consistency with current regulations.
  • Documenting findings and communicating risks through clear, concise reports.
  • Building strong relationships across departments to support compliance initiatives.
  • Leading compliance-related projects and mentoring junior staff.
  • Applying sound judgment in evaluating complex compliance scenarios.
  • Clearly conveying compliance requirements and findings to diverse audiences.
  • Staying current with regulatory changes and industry best practices.
  • Designing effective solutions to address compliance challenges.


Core Competencies

  • All KeyBank employees are expected to demonstrate Key’s Values and abide by Key’s Code of Conduct.


Physical Demands

  • General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.


Travel

  • Occasional travel to include overnight stay.


Work Location Category

  • Hybrid (3+ days)

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $71,000.00 - $125,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Please click for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 10/09/2026 #LI-Hybrid

About KeyBank

Shockingly, nearly 9-in-10 people who get their real estate license in America fail. We're solving that problem; And doing it while increasing profitability for the brokerage. Through technology, business automation, and a team approach we have created a system where agents focus solely on working with clients and closing deals.

KeyBank Careers

Joining KeyBank means stepping into a world of professional growth and innovation, where job opportunities abound in an environment that values leadership, diversity, and forward-thinking. As a member of our team, you will be part of a company that's committed to empowering your career journey while contributing to the financial wellness of our communities.

Work You'll Do

At KeyBank, we're not just in the business of banking; we're in the business of helping individuals and communities thrive. By joining our team, you will have the chance to be part of a culture that celebrates diversity and fosters leadership and professional development. Whether you're looking for a position in customer service, IT, finance, or management, KeyBank offers a variety of roles suited to your skills and career aspirations.

Innovate and Lead

KeyBank stands at the intersection of finance and innovation. Our employees are encouraged to lead with creativity and integrity, driving solutions that make a real difference. With a focus on digital transformation and sustainable growth, your work at KeyBank will challenge the status quo and encourage you to explore new ideas.

Grow Your Career

Career growth at KeyBank is not just a possibility—it's a priority. We are dedicated to your professional development through comprehensive training programs, leadership workshops, and continuous learning opportunities. Our commitment to your growth is matched by our dedication to inclusion, ensuring all voices are heard and valued.

Be Part of a Great Team

Our team at KeyBank is our strongest asset. We believe in using our collective skills to foster an environment of innovation and collaboration. Join us and connect with colleagues who are just as passionate and driven as you are. Through teamwork, we achieve exceptional results and push the boundaries of what's possible in the banking sector.

Internship and Employment Opportunities

For those starting their careers, KeyBank offers robust internship and employment opportunities that provide a solid foundation in the financial industry. Interns at KeyBank gain hands-on experience, beneficial networking connections, and insights into our day-to-day operations, setting the stage for a successful career.

Benefits and Culture

KeyBank is committed to offering benefits that enhance your life and well-being. From healthcare to retirement plans, and flexible working conditions, we ensure our employees are well taken care of. More than just benefits, our company culture is built on respect, integrity, and accountability—values that guide us in making a positive impact on our clients and communities.

Join Our Team

Explore the job opportunities at KeyBank and find the right fit for your skills and interests. We are continuously hiring and looking for individuals who are curious, innovative, and ready to make a difference. Prepare your resume, ace your interview, and join a team that's dedicated to your success and to transforming the landscape of banking.

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Join KeyBank and be part of a company where your career is as important to us as it is to you. Together, let's unlock opportunities for growth, innovation, and meaningful impact in the financial world.
Learn more about KeyBank
Size
17,110 employees
Market Cap
$16 billion
Industry
Net Income
$1.3 billion
Founded
1825
5 Year Trend
+5.6%
NASDAQ

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