Opendoor

Compliance Manager, Mortgage

Opendoor$100K — $120K *
Miami, FL 33186In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of mortgage compliance experience at a lender or regulatory agency
  • Expertise in multi-state NMLS licensing processes
  • Proficiency in filing HMDA LARs and NMLS Mortgage Call Reports
  • Strong understanding of mortgage origination workflows
  • Track record managing compliance systems and regulatory examinations
  • Familiarity with BSA/AML compliance obligations
  • Proficient in using AI tools for compliance support
  • Bachelor's degree in business, law, or a related field

Responsibilities

  • Own and manage the Compliance Management System (CMS) for the mortgage operation
  • Oversee multi-state NMLS licensing for entities and loan originators
  • Prepare and submit various regulatory filings and reports
  • Address daily loan-level compliance issues in a fast-paced environment
  • Lead and manage regulatory examinations and compliance audits
  • Monitor and implement regulatory changes for mortgage operations
  • Manage BSA/AML compliance program requirements
  • Support compliance needs for title and escrow operations as the business grows
  • Collaborate with legal and operational teams to develop compliant solutions

Benefits

  • In-person team culture with a focus on collaboration
  • Opportunity to build compliance infrastructure from the ground up
  • Engagement in a fast-moving, technology-rich work environment
  • Supportive training provided for compliance in title and escrow operations
  • Presence in a high-growth, startup atmosphere
Full Job Description
About the role

Opendoor is in the process of standing up a new mortgage lending business and we need a Compliance Manager to own regulatory compliance across our multi-state mortgage operation. This is a foundational hire: you will be responsible for helping build and manage the compliance infrastructure from the ground up.

You will report into the Legal team and work closely with mortgage operations, licensing, and business leadership to ensure we meet regulatory requirements and stay within regulatory guardrails while supporting a technology-forward lending platform. We're building something new, and we need someone who can apply strong regulatory judgment in a fast-moving, evolving environment.

What you'll do

  • Own and administer the Compliance Management System (CMS) for the mortgage operation, including policy development, training programs, and complaint management
  • Manage multi-state NMLS licensing for both the entity and individual loan originators, including new applications, amendments, renewals, and surety bond management across 47+ states
  • Prepare and submit regulatory filings, including HMDA LAR submissions, NMLS Mortgage Call Reports (MCR), and state-specific periodic reports
  • Resolve day-to-day loan-level compliance issues in a fast-paced origination environment, providing clear and actionable guidance to the operations team
  • Lead preparation for and manage regulatory examinations, from document gathering through remediation of findings
  • Track and implement regulatory changes affecting mortgage origination operations, ensuring the business adapts to new requirements proactively
  • Manage BSA/AML compliance program requirements, including SAR and CTR filing obligations; serve as AML Compliance Officer
  • Support compliance needs related to title and escrow operations as the business scales (training and support will be provided; prior title/escrow experience is not required)
  • Partner with legal, operations, and technology teams to find creative, compliant solutions that enable the business to move quickly within regulatory guardrails

What you'll need

  • Mortgage compliance experience at a non-bank lender, mortgage company, or state/federal regulatory agency
  • Expert-level knowledge of multi-state NMLS licensing for both entities and individuals, including applications, renewals, amendments, and surety bond management
  • Hands-on experience preparing and submitting HMDA LAR filings, NMLS Mortgage Call Reports, and state-specific regulatory reports
  • Strong understanding of the end-to-end mortgage origination process
  • Demonstrated ability to manage a Compliance Management System (CMS), including policy maintenance, training programs, and complaint management
  • Track record of managing state and federal (CFPB) regulatory examinations from preparation through remediation
  • Working knowledge of BSA/AML compliance program requirements, including SAR and CTR filing obligations
  • Experience resolving loan-level compliance issues in a high-volume origination environment
  • Comfort using AI tools and modern technology to support and enhance compliance workflows; willingness to operate in a tech-forward, non-traditional mortgage environment
  • Strong communication skills with the ability to explain regulatory requirements clearly to business stakeholders and find workable solutions within compliance guardrails
  • Bachelor's degree in business, law, or related field

Bonus points

  • Experience at a nationwide non-bank lender licensed in 30+ states
  • Familiarity with title and escrow compliance and licensing requirements
  • Experience identifying, tracking, and implementing regulatory changes across multiple jurisdictions
  • Prior experience standing up or significantly building out a compliance function at a mortgage company
  • Experience working in a startup, high-growth, or technology-driven lending environment


Location
This role is based in one of our offices, in-person four days per week. We're looking for candidates who are enthusiastic about an in-office culture; people who want to build alongside their teammates, not from a distance.

About Opendoor

Opendoor is an operator of an online real estate marketplace used to streamline the sales process of home buying and selling. It helps sellers to receive an offer without listing or showing their home and buyers to browse for homes on sale and instantly unlock them using the company's application that enables customers to buy and sell properties in a hassle freeway. They aim to provide a hassle-free experience for both buyers and sellers, simplifying the often complex and time-consuming process of buying or selling a home.

Opendoor Careers

Join the dynamic team at Opendoor, where innovation, leadership, and growth go hand in hand. We are currently expanding our talented team, offering a range of job opportunities that promise not only professional enrichment but also a chance to shape the future of real estate.

Work You’ll Do

At Opendoor, we are redefining the real estate industry through continuous innovation and commitment to improvement. By joining our team, you will collaborate with some of the brightest minds in technology and real estate, all dedicated to simplifying the home buying and selling process for everyone.

Transform Your Career

Opendoor is not just a company; it's a stepping stone to a future-proof career where your skills and passion drive your success. Our leadership is committed to nurturing your potential and supporting your growth through comprehensive training and development programs. Embrace diverse job opportunities across various domains, from technology to customer support, and climb the career ladder faster than you imagined.

Innovative Work Environment

Our culture thrives on creativity and the pursuit of excellence. We believe in the power of diversity and inclusion, providing a workplace where all employees feel valued and included. This environment fosters innovation and is a catalyst for professional growth.

Be Part of a Great Team

Working at Opendoor means being part of a community. Our team is our strongest asset, and we pride ourselves on a culture that supports teamwork, collaboration, and transparency. With a focus on leadership development and diversity training, we ensure that every team member is equipped to lead, inspire, and thrive.

Explore Job Opportunities and Internships

Whether you’re starting your career or looking to make a significant impact in your professional journey, Opendoor offers a range of positions and internships that could be perfect for you. Enhance your skills, learn from the best, and contribute to a company that’s reshaping an industry.

Benefits and Perks

At Opendoor, we understand that the well-being of our employees is paramount. That’s why we offer competitive benefits, including health, dental, and vision insurance, employee wellness programs, and flexible working arrangements. We also provide exciting perks like company retreats, ongoing education stipends, and much more.

Join Our Team

Search open positions that match your skills and interests. We are looking for passionate, curious, and innovative team players who are ready to make a difference. Start your journey with Opendoor today and be a part of something big.

Stay Connected

Keep up to date with the latest company news, industry insights, and career tips—all from the people who work here. Join our professional network and stay ahead in your career with Opendoor.

Apply Now

Ready to take the next step? Browse our current openings, submit your resume, and prepare for an interview where you can showcase your unique abilities. At Opendoor, your next job opportunity awaits, filled with promise and potential.

Opendoor Careers

Empowering personal and professional growth through innovation and a supportive culture—your future starts here. Join us and open the door to new possibilities.
Learn more about Opendoor
Market Cap
$621.2 million
Industry
Founded
2013
5 Year Trend
+88.3%
NASDAQ

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