5+ years of experience in compliance, risk management, or related assurance discipline
Hands-on experience in risk framework design, compliance testing, or corrective action validation
Demonstrated use of generative AI tools like Claude for compliance tasks
Ability to structure ambiguous problems and produce well-documented work
Strong communication skills for engaging with senior stakeholders
Organizational skills to manage shifting priorities effectively
Experience with U.S. consumer financial services compliance is highly desirable
Responsibilities
Partner with various teams to design and maintain risk frameworks for new products and services
Support the design and execution of compliance risk assessments
Design, build, and validate large-scale compliance tests
Perform independent validation of compliance-related corrective actions
Support compliance reporting and KRI monitoring
Utilize AI tools for risk framework development and compliance tasks
Review AI outputs for accuracy and completeness
Benefits
Hybrid work schedule with in-office days Tuesday through Thursday
Health, dental, and vision insurance including mental health benefits
401(k) matching with a Roth option
Paid time off and holidays
Sabbatical program for eligible roles
Summer hours for eligible roles
Paid parental leave
Diversity, Equity, and Inclusion (DEI) groups
Employee recognition and rewards program
Charitable matching and a paid volunteer day
Full Job Description
About the role:
As a Compliance Lead, you will support several teams across Enova's Compliance Risk & Assurance function. Priorities will shift between areas, so this role suits someone who enjoys variety and adapts quickly. The work includes building risk frameworks, supporting risk assessments, designing and executing large-scale compliance tests, and validating that compliance-related corrective actions are complete and effective. AI tools such as Claude are central to how this team works. You should be fluent with AI tools and able to apply them to compliance work with sound judgment about accuracy and data handling.
Responsibilities:
Partner with Compliance Risk, Compliance Advisory, Legal, and Enova's business units to design, document, and maintain risk frameworks for emerging products, services, and features, including risk taxonomies, key risk indicators (KRIs), monitoring, and reporting.
Support the design and execution of compliance risk assessment activity, including periodic refreshes of existing assessments.
Support Compliance Testing in designing, building, executing, and validating large-scale tests.
Perform independent validation of compliance-related corrective actions to confirm that they are complete, address root cause, and are sustainable.
Support compliance reporting and data intelligence, including KRI monitoring and analysis.
Use Claude and other AI tools in daily work, including risk framework development, risk monitoring, test design and execution, research, and documentation. Review AI output for accuracy and completeness.
Requirements:
5+ years of experience in compliance, risk management, compliance testing, internal audit, or a related assurance discipline
Hands-on experience in at least two of these areas: risk framework design, compliance or control testing, corrective action validation, and enterprise or compliance risk assessments
Demonstrated use of generative AI tools, such as Claude, to produce tests, risk assessments, analysis, or reporting, with critical review of AI output and awareness of data handling limits
Ability to structure ambiguous problems and produce well-documented, defensible work
Strong written and verbal communication skills, including explaining conclusions to senior stakeholders
Strong organizational skills and the ability to move between teams and priorities as needs change while keeping quality and deadlines
Experience adjusting approach and methods as regulatory expectations, business priorities, and AI capabilities change
Experience building tools or automation, for example with SQL, Ruby, Python, or low-code platforms, is a plus
Experience with U.S. consumer and small business financial services, particularly consumer protection or regulatory compliance, is highly desirable. Relevant laws and standards include TILA, ECOA, FCRA, FDCPA, EFTA, MLA, SCRA, and UDAAP/UDAP
Compensation:
The budgeted annual salary range for this position is $85,000 to $115,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.
Benefits & Perks:
Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day...Plus so much more!
About Enova
Enova International, Inc. is a financial technology company that provides online financial services to consumers and businesses. The company was founded in 2003 and is headquartered in Chicago, Illinois. Enova offers a variety of products, including short-term loans, lines of credit, and installment loans, and operates in the United States, United Kingdom, Australia, Canada, and Brazil. The company uses advanced analytics and proprietary technology to assess creditworthiness and provide fast, convenient access to credit. Enova is committed to responsible lending and has implemented various initiatives to promote transparency and fair treatment of customers.
