SouthState Bank

Commercial Relationship Manager II - Denver, CO

SouthState Bank$99K — $158K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, finance, banking or related field required; banking school graduation is a plus.
  • 5-10 years of commercial lending experience with loan structuring and credit analysis responsibilities.
  • Extensive knowledge of bank products, services, and lending regulations.
  • Familiarity with local business community is preferred.
  • Well-developed sales, interpersonal, and negotiating skills; excellent communication skills needed.

Responsibilities

  • Participate in a business development plan to grow the loan and deposit portfolio of commercial clients.
  • Develop consultative relationships to deliver fitting banking solutions.
  • Manage loan and deposit requests to ensure quality and responsiveness.
  • Collaborate with Treasury Management and Capital Markets teams.
  • Underwrite loan requests per bank policies; ensure accuracy of loan packages submitted for approval.
  • Service and manage assigned loan portfolio by maintaining accurate documentation.
  • Build and maintain positive community relationships to enhance bank's reputation.

Benefits

  • Annual compliance training and new employee orientation provided.
  • Opportunity for reasonable accommodations for individuals with disabilities.
  • Private office environment with access to amenities during breaks.
  • Potential for travel to client locations as needed.
  • Equal opportunity employer including veterans and individuals with disabilities.
Full Job Description
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

ESSENTIAL FUNCTIONS
  • Actively participates in a business development plan to increase their loan and deposit portfolio of commercial clients within a SouthState metro market
  • Develop consultative relationships with prospects and clients in order to add value by delivering appropriate banking solutions
  • Manage the flow of loan and deposit requests through the appropriate channels to ensure the credit quality, responsiveness, structure and pricing meeting the needs of the client and the operating objectives of the Bank
  • Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth and Retail
  • Underwrite loan requests within the parameters of the Bank's policies and procedures. Ensure the loan packages are accurate and complete when submitted to the appropriate Credit partner for approval
  • Manage and service assigned loan portfolio
  • Ensure that all required documentation is in file for all loans and deposits
  • Clear documentation or compliance deficiencies noted by Loan and Deposit Operations or other review
  • Partner with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades as circumstances change or new information becomes available
  • Price each loan and deposit product according to current Bank pricing guidelines
  • Document the credit quality, current competitive factors, or overall relationship circumstances that justify departures from the approved Bank pricing regulations
  • Demonstrate a commitment to fair lending practices
  • Remain knowledgeable of all laws and regulations governing the lending activities of financial institutions
  • Ensure compliance with all applicable Bank policies and procedures, as well as all State and Federal regulations
  • Resolve client problems and assists with general inquiries
  • Provide superior service to existing clients
  • Builds and maintains a positive working relationship with COI's and others in the community to enhance the Bank's image and reputation in the marketplace


Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications, Education, and Certification Requirements

Education:
  • A Bachelor's degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset.


Experience:
  • Minimum of 5-10 years commercial lending experience; Experience should include previous loan structuring and credit analysis responsibilities


Knowledge:
  • Extensive knowledge of all Bank products, services, procedures and practices; Must have an in-depth knowledge of Federal and State lending regulations and Bank policies relating to lending procedures. Familiarity with the local business community is strongly preferred.


Skills:
  • Must have well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication skills are necessary. Must have basic accounting and credit skills. Must be detail oriented and possess the proven ability to prioritize complex work assignments. Proven analytical skills and the ability to evaluate credit worthiness are needed. Must be proficient in the use of basic office equipment with an emphasis on calculator and computer. Proficiency in the use of Microsoft Word Excel, Outlook is necessary.


TRAINING REQUIREMENTS/CLASSES
Required annual compliance training; New Employee Orientation

PHYSICAL DEMANDS
Must be able to effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.

WORK ENVIRONMENT
This position is located in a private office. The position is located inside an cooled and heated facility with ability to go to a break room or rest room during breaks.

TRAVEL
This position may require some travel from time to time.

In accordance with Colorado law: Colorado pay for this position is anticipated to be between $99,237.00 - $158,521.00 , actual offers to be determined based on applicant's skills, experience and education.

While the anticipated deadline for the job posting is 03-13-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date.

Benefits | SouthState Careers

Work Location: 3301 E. 1st Ave. Denver, Colorado 80206

Equal Opportunity Employer, including disabled/veterans.

About SouthState Bank

South State Corporation is a bank holding company headquartered in Columbia, South Carolina. The company was founded in 1933 as First Federal Savings and Loan Association of Orangeburg, and has since grown to become one of the largest banks in the Southeastern United States. South State Corporation operates through its subsidiary, South State Bank, which provides a range of banking services, including personal and business banking, wealth management, and mortgage lending. The bank has over 200 branches across the Carolinas, Georgia, and Virginia.
Learn more about SouthState Bank
Size
2,756 employees
Market Cap
$2,149
Industry
Founded
2000
5 Year Trend
+3770%
NASDAQ

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