Job DescriptionThe Commercial Real Estate Quality Assurance/Control Business Risk Professional supports Commercial Real Estate through post-close reviews designed to promote data accuracy, documentation quality, and effective risk management. This role independently manages a pipeline of newly booked and modified loans, reviewing transactions to ensure information is accurately reflected in the appropriate system of record, loan documentation aligns with approved credit terms, and required documentation is complete.
The individual will balance time-sensitive reviews with ongoing follow-up and remediation of previously identified issues. The role works closely with relationship managers, underwriters, loan administrators, and risk partners to research and resolve findings, provide guidance, and support accurate and consistent processes across the business.
Key Responsibilities- Manage and prioritize an assigned pipeline of post-close loan reviews within established control timelines.
- Review newly booked and modified CRE loans for accuracy and completeness.
- Validate that loan documentation aligns with credit approvals and required executed documents are in place.
- Identify data-quality, documentation, and credit-related discrepancies and follow findings through appropriate remediation.
- Maintain documentation demonstrating that identified issues have been corrected.
- Partner with relationship managers, underwriters, loan administrators, and risk partners to research and resolve findings.
- Provide guidance and on-the-spot support to business partners regarding processes, findings, and system navigation.
- Support regulatory, due-diligence, reporting, and other risk-related review activities.
- Serve as a knowledgeable and collaborative resource to business partners while building strong working relationships across CRE.
Basic Qualifications- Bachelor's degree, or equivalent work experience.
- Three to five years of applicable experience.
Preferred Skills/Experience- Experience in commercial lending, loan administration, risk, audit, QA/QC, reconciliation, or a related financial services environment.
- Understanding of business operations, lending products and services, applicable risks, controls, and regulatory requirements.
- Commercial Real Estate experience preferred but not required.
- Strong analytical, problem-solving, reconciliation, and attention-to-detail skills.
- Demonstrated ability to independently manage competing priorities, deadlines, and follow-up activities.
- Effective written and verbal communication, collaboration, and relationship-building skills, with the ability to influence and provide guidance to business partners.
- Strong business acumen with the ability to identify issues and support appropriate resolution.
- Proficiency with Microsoft Office, particularly Excel; experience with nCino preferred and familiarity with Hogan, AFS, Liq, or similar lending systems beneficial.
Benefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00
Posting may be closed earlier due to high volume of applicants.