What You'll Be DoingThe Commercial Real Estate (CRE) Portfolio Manager supports the management and ongoing monitoring of a portfolio of commercial real estate loans to ensure strong credit quality, compliance with approved credit terms, and sound portfolio performance. The role provides underwriting support, credit analysis, risk assessment, and ongoing portfolio monitoring for new and existing CRE relationships within the Commercial Real Estate Lending group. Working closely with Relationship Managers, Credit Officers, Credit Analysts, and other internal partners, the CRE Portfolio Manager contributes to the structuring, documentation, and administration of CRE loans while helping identify and mitigate credit risk. The position plays an important role in maintaining alignment with internal credit standards, regulatory requirements, and bank objectives, while supporting client relationships and overall portfolio profitability.
What We're Looking For- Support the management and ongoing monitoring of a commercial real estate loan portfolio to ensure compliance with approved credit terms, internal policies, and established standards.
- Partner with Relationship Managers and Credit Officers to support underwriting of new loan requests, renewals, and modifications.
- Perform financial analysis including global cash flow analysis, covenant testing, collateral monitoring, and risk rating assessments to support underwriting and credit decisioning for new and existing loans.
- Assist in the preparation of prescreen and credit approval memoranda for new loan requests, renewals, and modifications, including financial spreads, risk assessments, and summary analyses.
- Partner with Credit Analysts to facilitate timely and accurate financial analysis and credit memo preparation, while reinforcing established credit standards, analytical consistency, and documentation quality.
- Support annual and periodic credit reviews, including analysis of loan performance, borrower financial results, and covenant compliance.
- Monitor loan maturities, risk ratings, and required reporting to identify potential issues, exceptions, or emerging credit risks.
- Ensure loan documentation and credit structures align with approved credit terms and established standards.
- Track and assist in the resolution of documentation, covenant, and reporting exceptions in coordination with Credit, Legal, and other internal partners.
- Maintain awareness of market conditions and real estate trends impacting the CRE portfolio.
- Provide analytical and portfolio support to Relationship Managers for client engagement and business development efforts.
- Assist with portfolio reporting, analysis, and ad hoc credit-related requests.
- Maintain accurate and complete loan files and documentation throughout the credit lifecycle.
What You'll Bring- Foundational knowledge of commercial real estate lending, including credit analysis, underwriting principles, and risk assessment concepts.
- Ability to analyze borrower and guarantor financial statements, global cash flow, and real estate collateral with limited supervision.
- Working knowledge of CRE loan structures, covenants, documentation, and credit approval processes.
- Strong written and verbal communication skills, with the ability to collaborate effectively with Relationship Managers, Credit Officers, Credit Analysts, and other internal partners.
- Strong organizational skills and attention to detail in a deadline-driven environment.
- Ability to manage multiple priorities and workflows efficiently in a fast-paced commercial lending environment.
- Experience supporting CRE underwriting, portfolio management, credit administration, or loan servicing.
- Experience analyzing financial statements, cash flow, and real estate collateral within a banking or institutional environment preferred.
Education & Experience- Minimum Required: Bachelor's degree in Finance, Accounting, Business, Real Estate, or a related field, or equivalent experience.
- Minimum Required: 3+ years of experience in commercial real estate lending, commercial banking, credit analysis, or a related financial services role.
Licenses & CredentialsSystems & Technology- Proficient in Microsoft Office, including Excel, Word, Outlook, and PowerPoint.
- Working knowledge of commercial real estate research platforms such as CoStar, REIS, or similar tools preferred.
Compensation RangeSalary: USD $115,000.00/Yr. - USD $130,000.00/Yr.
Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit https://www.stifel.com/careers/benefits. Applications are accepted until the position is filled.
