Bachelor's degree required; Finance, Economics, or Accounting preferred
5 years of experience in commercial lending
Strong product knowledge with business development experience
Fluency in English and Spanish encouraged
Responsibilities
Assist in managing the commercial loan portfolio and customer interactions
Facilitate underwriting and loan closing processes
Cross-sell banking services such as cash management and investment products
Coordinate with lending officers and external parties during loan origination
Manage collateral monitoring and reporting
Perform financial analysis and develop credit offerings for approval
Benefits
Encouragement for bilingual candidates to apply
Opportunity for professional development in commercial lending
Engagement in diverse banking services and customer interactions
Collaborative work environment with various stakeholders
Full Job Description
The Commercial Portfolio Manager is primarily responsible for assisting the Commercial Relationship Manager in managing the commercial loan portfolio, including loan originations, portfolio monitoring, customer interaction, and participant bank communication. Loan origination responsibilities may include facilitating the underwriting and loan closing processes.
Performs all functions involved with the origination and servicing of CRE and commercial loan relationships to enable the Commercial Relationship Managers to utilize their time in relationship management development and expansion, customer interaction, and new customer generation
Assists the Relationship Manager in obtaining credit, financial, and collateral information
Assists loan officers during loan closings and other meetings and interacts with customers
Cross-sells related banking services to include cash management, deposit products, asset management services, and investment products
Coordinates with other lending officers, attorneys, title insurance companies, appraisers, credit analyst, administrative support, document preparation, or others in the origination and servicing of credit facilities
Receives and obtains approval for customer requests to include draw requests, account transfers, and deposit questions as needed
Manages collateral monitoring and reporting
Spreads financial statements, performs financial and collateral analysis and develops and completes credit offerings for review and approval
May require work on physical bank premises
Qualifications:
Bachelor's degree required, Finance, Economics, or Accounting degree preferred
5 years of experience in commercial lending
Has strong product knowledge and has assumed important business development responsibilities
Skills:
Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to do simple math and carry out written instructions
Lifting in an office setting may be required up to 30lbs.
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
