Commercial Loan Officer

MBT Bank

$100K — $140K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, finance, accounting, or related field
  • 10+ years of experience in commercial lending, credit analysis, or banking
  • Strong credit analysis background
  • Proven business development skills
  • Leadership qualities with alignment to community banking values

Responsibilities

  • Build, manage, and grow a portfolio of commercial banking relationships
  • Analyze financial information and structure lending solutions
  • Monitor portfolio performance and manage risk
  • Ensure compliance with policies and regulations
  • Partner with internal teams to deliver comprehensive financial solutions

Benefits

  • 401k Match and Profit Sharing
  • Health, Dental, & Vision Insurance
  • Paid Time Off
  • Life Insurance
  • Disability Insurance
  • Wellness Reimbursement
  • Tuition & Training Reimbursement
Full Job Description
Job Type

Full-time

Description

MBT Bank is hiring an experienced and results-driven Commercial Loan Officer to join our Rochester team. This role is responsible for the development, management, and retention of a high-quality commercial loan portfolio while building strong, full-service banking relationships with our customers.

The ideal candidate will bring a strong credit analysis background, business development skills, possess leadership qualities, and a passion for community banking. This position also offers potential for future advancement into a leadership role for candidates who demonstrate positive performance, initiative, and alignment with our bank's values.

Key Responsibilities
  • Build, manage, and grow a portfolio of commercial banking relationships through business development and customer retention
  • Analyze financial information and structure lending solutions that meet customer needs and bank guidelines
  • Monitor portfolio performance and manage risk while ensuring compliance with policies and regulations
  • Partner with internal teams and represent the bank in the community to deliver comprehensive financial solutions


Requirements

Benefits:
  • 401k Match and Profit Sharing
  • Health, Dental, & Vision Insurance
  • Paid Time Off
  • Life Insurance
  • Disability Insurance
  • Wellness Reimbursement
  • Tuition & Training Reimbursement

Education:

Bachelor's degree with an emphasis in business, finance, or accounting

Experience
  • Bachelor's degree in business, finance, accounting, or related field
  • 10+ years of experience in commercial lending, credit analysis, or banking

Computer Skills:
  • Proficiency in the use of basic office equipment, keyboarding, Microsoft O365, web-based software, banking software, and overall computer navigation.

SUPERVISORY RESPONSIBILITIES

None

WORK ENVIRONMENT

The work environment characteristics described here are representative of those that are generally found in a bank office environment.
  • Work is generally sedentary in nature.
  • The working environment is generally favorable but may have fluctuations in office temperatures.
  • Work is generally performed within an office environment with standard office equipment available.
  • May have distractions from other people's conversations, coin machines, and drive-up loudspeakers.


Salary Description

$100,000 - $140,000 per year

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