3+ years of preferred commercial lines underwriting experience or 5 years in an agency
Property and Casualty coursework (e.g., CPCU) is a plus
Strong relationships in commercial lines underwriting
Previous agency connections in the local insurance industry preferred
Proficiency in Microsoft Office and internal systems (WINS, ImageRight)
Strong communication, organizational, and computer skills
Responsibilities
Cultivate strong relationships with agents and staff for optimal outcomes
Collaborate with underwriting assistant to meet policy standards
Review high-stakes accounts and recommend actions to management
Meet regional production goals and maintain loss ratios in assigned territory
Benefits
Welcoming and positive work environment
Flexible work arrangements including flex scheduling and summer hours
Hybrid work schedule with two required in-office days
Generous paid time off
Full health benefits including Dental, Vision, Life, and Short Term Disability
401(k) with a 100% employer match up to 6%
Outstanding bonus programs
Tuition reimbursement and more exciting benefits
Full Job Description
Commercial Lines Underwriter
Hybrid Work Schedule
Melville, New York
The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners.
We offer a hybrid work schedule, requiring two full days per week in the office, with flexibility to work remotely or onsite the remaining days. This model supports collaboration while providing flexibility and work-life balance.
Essential Duties and Responsibilities include, but are not limited to:
Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.
Qualifications & Skills:
College degree or equivalent work experience.
3+ years of commercial lines underwriting experience preferred or 5 years commercial experience within an agency environment.
Property and Casualty insurance related coursework is a plus i.e. CPCU.
Strong background in commercial lines accounts and building relationships.
Previous Agency relationships within the local insurance industry are highly desirable.
Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
Strong communication, organizational and computer skills.
Merchants Insurance Group Pay information:
Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $75,000 - $110,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.
Merchants Insurance Group Benefits:
Welcoming and positive work environment
Flexible work arrangements, including flex scheduling and summer hours
Hybrid work schedule. The Hybrid work schedule will require two full days per week in the office, with the option of working the remaining days per week at home or in the office
Competitive pay scale
Generous paid time off package
Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars
Outstanding company bonus programs
Tuition Reimbursement
And many more exciting company benefits!!
About Merchants Insurance Group
Merchants Insurance Group is a regional property and casualty insurance company that provides a range of insurance products and services to individuals and businesses in the Northeastern United States. The company was founded in 1918 and is headquartered in Buffalo, New York. Merchants Insurance Group offers a variety of insurance products, including personal auto, homeowners, and umbrella insurance, as well as commercial auto, property, and liability insurance. The company is committed to providing high-quality insurance products and exceptional customer service to its policyholders.
