* Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
* Receive and review loan applications; obtain and direct the analysis of all necessary financial data
* Make decisions on loans and terms within established lending limits
* Prepare loan packet for presentation to Loan Committee and/or Board
* Close loans which includes obtaining attorney information, title, etc
* Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
* Conduct analysis on loan accounts
* Collect on past-due accounts
* Seek out new business and sustain an active pipeline
* Must develop and maintain relationships within the public eye
* Conduct private banking for customers
* Other duties as assigned

Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery

* Bachelors Degree in Finance preferred
* At least 18 years of age
* Must have minimum of 2-3 years experience in Commercial Lending
* Strong business development and networking skills
* Working knowledge of Microsoft Office
* Good communication skills
* Must be detail oriented, analytical, and organized
* Must successfully pass background investigation and drug screen according to company policy
* Must be able to get along with co-workers and work effectively in a team environment