Commercial Lender, VP

NBKC BANK

$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years in commercial lending, credit analysis, or credit risk management
  • Expertise in financial statement analysis and cash flow assessment
  • Strong understanding of lending regulations and compliance
  • Ability to assess risk and make data-driven decisions
  • Proficiency in Microsoft Office tools
  • Bachelor's degree in Business, Accounting, or a related field (or equivalent experience)

Responsibilities

  • Manage and grow a commercial loan portfolio with varied relationships
  • Analyze financials to evaluate creditworthiness and risk
  • Structure and negotiate loan terms including pricing and collateral
  • Monitor loan performance and ensure adherence to compliance regulations
  • Identify risks and actively manage portfolio health
  • Prepare loan recommendations and updates for Executive Loan Committee
  • Collaborate with clients to drive new business and enhance relationships

Benefits

  • Multiple comprehensive health plans (HDHP or PPO options)
  • 4 weeks PTO plus 12 paid holidays and birthday off
  • 401k with immediate vesting and generous matching
  • Paid parental leave and access to EAP resources
  • Wellness perks and on-site gym access
  • Flexible work schedules for better life integration
  • 4-week paid sabbaticals at major milestones (10, 18, 25 years)
Full Job Description


If you're a relationship-driven Commercial Lender who thrives in both strategy and execution, this is your opportunity to make a meaningful impact while building something you'll be proud of.

💼 What You'll Do

You'll own and grow a commercial loan portfolio while serving as a trusted advisor to your clients. This role is equal parts relationship management, credit expertise, and strategic thinking.
  • Manage and grow a commercial loan portfolio ranging from small to complex relationships
  • Analyze financials to assess creditworthiness, cash flow, and risk exposure
  • Structure and negotiate loan terms, including pricing, repayment, and collateral
  • Monitor loan performance and ensure compliance with policies and regulations
  • Identify risk and proactively manage portfolio health
  • Prepare and present loan recommendations, modifications, and portfolio updates to Executive Loan Committee
  • Partner with prospects and existing clients to drive new business and deepen relationships
  • Collaborate cross-functionally to deliver an exceptional client experience

🧠 What You Bring
  • 5-7 years of experience in commercial lending, credit analysis, or credit risk management
  • Strong expertise in financial statement analysis, cash flow, and tax return review
  • Deep understanding of lending regulations and compliance standards
  • Ability to assess risk and make sound, data-driven decisions
  • Proficiency in Microsoft Office tools
  • Bachelor's degree in Business, Accounting, or related field (or equivalent experience)

✨ Bonus Points If You...
  • Communicate complex financial concepts with clarity and confidence
  • Thrive in a fast-paced, multi-priority environment
  • Bring strong judgment, ownership, and a solutions-oriented mindset

🌱 Why You'll Love Working at nbkc
  • Multiple comprehensive health plans (HDHP or PPO your choice!)
  • 4 weeks PTO + 12 paid holidays + your birthday off + 8 volunteer hours/year
  • 401k with immediate vesting and generous company match
  • Paid parental leave
  • Access to behavioral health advocates and an Employee Assistance Program (EAP)
  • Wellness perks, reimbursement programs, and on-site gym at 8320 Ward Parkway
  • Work-life integration with flexible schedules
  • Taking 4-week paid sabbaticals for your 10-, 18-, and 25-year anniversaries

🤝 Our Commitment

nbkc is deeply committed to diversity, equity, and inclusion. We believe our strength comes from building a team with different perspectives, backgrounds, and experiences, and creating an environment where everyone can thrive.

If you're ready to build relationships, influence outcomes, and grow your career with a bank that's doing things differently, we'd love to connect.

Our Hiring Process

We respect your time. Once we review your application, we'll reach out with next steps, whether that's a phone chat, video call, or even grabbing a coffee. We'll keep you informed every step of the way.

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