Job Title:Commercial Compliance Advisor (CCA)
Job Description:Essential Duties and Responsibilities:- Collaborate with the lines of business on implementation of regulatory changes and provide guidance and support on projects and process enhancements.
- Analyze regulatory changes and develop a summary of requirements and impacts to the Bank.
- Evaluate policies, procedures, and controls to identify risks and work with impacted areas to develop corrective action or executing remediation plans.
- Provide compliance advice and guidance regarding development of products, services, internal procedures, disclosures, etc.
- Serve as a subject matter expert of all commercial compliance deposit and lending-related laws and regulations.
- Execute training; contribute to the Bank's Risk Assessment, and other activities to maintain a satisfactory Compliance Management System.
- Work closely with the lines of business to ensure business processes are working effectively and there are adequate controls to mitigate commercial compliance risk.
- Stay abreast of regulatory changes and industry trends.
- Proactively assess risk in business processes through internal monitoring.
- Perform other duties and special projects as necessary.
Qualifications:- Working knowledge of consumer protection laws and regulations, including but not limited to ECOA, FHA, HMDA, UDAAP, TILA, FCRA, FDCPA, SAFE Act, MLA, SCRA and RESPA.
- Excellent interpersonal skills, including verbal and written communications.
- Effective project management skills to lead and contribute to regulatory implementation projects.
- Strong research, analysis, problem-solving, and decision-making skills with ability to identify compliance risks and issues for escalation to management, as necessary.
- Ability to manage workload and shift priorities in a dynamic and rapidly-changing environment.
Supervisory Responsibilities:Education and/or Experience:- Bachelor's degree preferred, or equivalent work experience in a compliance function within a banking environment.
- 7 +years of experience in regulatory compliance.
- Knowledge / experience working with commercial lending.
Computer and Software Skills:- Microsoft office suite.
- Prior experience, or ability to learn, Centrax, Salesforce, Encompass.
Certificates, Licenses and Registrations:CRCM designation or equivalent risk management certification preferred
