U.S. Bank

Commercial Banking Relationship Manager

U.S. Bank$134K — $164K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Master's degree or equivalent work experience
  • 10+ years of commercial lending experience
  • Strong relationship management and business development skills
  • Well-developed analytical and problem-solving skills
  • Considerable knowledge of complex credit and credit quality
  • Thorough knowledge of bank products and services
  • Excellent verbal and written communication skills

Responsibilities

  • Manage and grow a portfolio of companies with revenues of $50MM-$1B
  • Drive new client acquisition and deepen existing client relationships
  • Deliver tailored banking solutions based on clients' complex business models
  • Structure credit facilities to support various capital strategies
  • Collaborate with portfolio management and credit teams to maintain sound credit practices
  • Provide strategic financial advice and identify new banking opportunities
  • Coordinate with internal partners to ensure integrated client experiences

Benefits

  • Healthcare (medical, dental, vision)
  • Basic and optional term life insurance
  • Short-term and long-term disability coverage
  • Pregnancy disability and parental leave
  • 401(k) with employer contribution
  • Paid vacation up to five weeks based on tenure
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick and Safe Leave accumulations
Full Job Description
Job Description

The Relationship Manager (RM) is a VP-level role responsible for managing and growing a complex portfolio of companies with $50MM-$1B in revenue, primarily in Des Moines, IA, with broader coverage across Iowa and nearby markets. While primarily focusing on the Commercial Banking Middle Market segment, this team is part of U.S. Bank's Institutional Client Group (ICG), which services our largest clients.

This RM drives new client acquisition and deepens existing relationships by understanding complex business models, delivering tailored banking solutions, and structuring credit facilities that support growth, liquidity, and short- to long-term capital strategies. The role works collaboratively with the portfolio management and credit teams to structure thoughtful financing solutions and maintain sound credit practices, ensuring the portfolio remains healthy while supporting clients' strategic needs.

A successful candidate will demonstrate exceptional business-development capability, strong financial and analytical acumen, and the ability to design and negotiate credit structures across a range of financing needs. The RM provides strategic financial advice, identifies opportunities across the bank's full product suite, and brings forward the right partners to deliver an integrated client experience. This is a high-impact role for a banker who thrives in a dynamic, relationship-driven environment and is motivated to build a high-performing portfolio.

Basic Qualifications
  • Master's degree, or equivalent work experience
  • 10 or more years of commercial lending experience


Preferred Skills/Experience
  • Strong relationship management and business development/sales skills
  • Well-developed analytical and problem-solving skills
  • Considerable knowledge of complex credit and credit quality
  • Thorough knowledge of bank products and services
  • Ability to work effectively with individuals and groups in managing customer relationships
  • Excellent presentation, verbal, and written communication skills

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

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Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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